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Global Citizen Insurance Reviews, Review of HTH worldwide global citizen expatriate insurance

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Review of Global Citizen Insurance

 
 
  • The plan provides a total lifetime coverage amount of $5,000,000.
  • US Citizens or Residents may obtain coverage within and outside the USA. Non-US citizens may obtain coverage only within the USA.
  • Coverage of PECS: There is a 6 month waiting period for pre-existing conditions to be covered. If someone has had prior credible coverage; we could waive that waiting period.
  • Maternity: There is a 12 month waiting period for maternity to be covered. To enroll in the maternity plan after 12 months; you will need to indicate that you are not currently pregnant at the time of the maternity upgrade.
  • Child wellness: 100% outside USA, 80% up to out-of-pocket max, then 100% within USA.
  • Routine check-ups for women (pap smear etc): 100% outside USA, 80% up to out-of-pocket max, then 100% within USA.
  • Preventative office visits for Adults: 100% outside USA, 80% up to out-of-pocket max, then 100% within USA.
  • Mental/nervous: Out-patient - 80% up to 30 visits/year, In-patient 100% up to 20 days/year.
 Buy Online - Apply & purchase online Global Citizen Insurance
 Brochure - Complete, mail/fax the Global Citizen Insurance Brochure along with payment

Global Citizen Insurance - Plan Details

  • Lifetime maximum of US$5,000,000 and maximum benefit of $100,000 for medical evacuation.
  • All U.S. citizen living aboard who are 74 or younger at the time of application are eligible to apply for the coverage.
  • All U.S. residents (citizens and foreign nationals) residing in an approved state who are 74 years or younger at the time of application are eligible.
  • Deductibles range between US$0 and US$25,000.
 Underwriter - Underwritten by HM Life Insurance Company.
 Insurance Claims - Claims can be filed for Global Citizen Insurance Policy

  
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