Global Crew Medical Plan Details |
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Policy Maximum
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Global Crew Medical Insurance plan offers policy maximums of US$5,000,000 per individual.
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Deductible
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US$250 deductible per period of coverage.
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Co-insurance
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Within the U.S. and Canada:
80% of the next US$5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage. |
Within PPO network and outside the U.S. and Canada:
The plan cover 100% up to the policy maximum. |
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Eligibility
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- Global Crew Medical Insurance is is offered to the persons less than 75 years of age. |
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Pre-Existing Condition Coverage |
- After coverage has been in effect for 24 continuous months, Global Crew Medical Insurance provides a US$50,000 lifetime benefit for eligible pre-existing condition that existed at or prior to the effective date, subject to a maximum of US$5,000 period of coverage. This benefit is payable whether or not you have received consultation or treatment for the condition during 24 months period.
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Coverage
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- Hospital Room and Board
- Hospital intensive care unit charges
- Physician visits, surgeon, Private duty nurse fee
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- Pre-admission tests
- Diagnostics: X-Rays
- Hospital emergency room
- Prescription Drugs
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Plan Life
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1 year |
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Underwriter
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Underwritten by Sirius International Insurance Corporation, Sirius International is a White Mountains Insurance Group company.
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Comparative Advantages of Global Crew Medical Insurance
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- Global crew medical is a comprehensive plan specially designed for marine crew members
- Covers pre existing condition for $5000 per period of coverage up to $50,000
- Wellness benefit for adults and children after a waiting period.
- Optional maternity, sports and terrorism riders available depending on the plan chosen.
- 80 to 90 coinsurance for the first $5000 and the 100% for the treatment inside the US-non PPO network and Canada.
- The policy is renewable annually
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Some Limitations
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- Pre existing covered only after a waiting period of 24 months
- Has to be purchased for 12 months
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