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Advantage Visitor Medical Insurance

Quotes for INF Advantage Plan insurance

Frequently asked questions about INF international travel insurance coverage for Coronavirus

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

If they are a Non-US Citizen or Non-US Resident, yes they will be able to

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually. Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.

INF Advantage Plan Covers Coronavirus

INF Advantage Covers Coronavirus for Visitors Already in USA INF provides insurance coverage for any COVID-19 infection and it will be covered fully by INF Advantage as a new sickness. INF Advantage is available to visitors who are already in the United States and does not have any restriction on the length of time the visitor has been in the US. INF Advantage will cover COVID-19 infections for major in-patient hospitalization, need for oxygen cylinders, and medication or other miscellaneous expenses required to treat the Coronavirus.
The following groups of travelers can buy the INF Advantage insurance plan.
  1. Travelers to the US or Canada who do not currently have any insurance coverage - These are international travelers looking to mitigate the risk of exposure to the COVID-19 virus by purchasing a quality health insurance plan that will pay claims.
  2. Travelers already enrolled in a visitor travel insurance policy but looking to switch insurers to ensure COVID-19 coverage - These Travelers are looking to switch to another program for a reason. They realize that their current visitor insurance plan will not cover COVID-19 or somehow claim it was a pre-existing condition. These travelers to the US are looking for a quality US visitor insurance coverage like the INF Advantage Plan.
    These Travelers are looking for a quality coverage like the INF Advantage Plan.
  3. Travelers who are extending their stay in the US and need to renew their visitors insurance US travelers can choose INF for their extended stay in the US since their existing travel insurance might exclude coverage for Coronavirus. There are travelers who need to extend their visitor's visa by filing an I-539.
    As part of the I-539 the petitioner is asked to provide
    1. The reason for the extension
    2. Reason why your extended stay would be temporary, including arrangements you have made to depart from USA
    3. Any effect on their foreign residency or employment
The USCIS is now requiring any visa extension application to include proof of visitor medical insurance from a US-based company with an US-based underwriter. INF insurance is underwritten only by US-based companies and fully covers COVID-19.

Travel medical insurance for travelers stranded in the USA, Canada or Mexico because of Coronavirus

It is heartbreaking to hear of so many people stranded due to COVID-19. So many borders are closing and travel plans have had to be altered. At American Visitor Insurance, we are committed to getting you the best insurance coverage we can in these uncertain times. Of particular note, the company INF insurance which offers travel insurance plans with coverage in the USA, Canada and Mexica. These plans usually have a restriction on coverage of pre-existing medical conditions for their two plans: INF Elite Network Insurance and INF Advantage Insurance unless it is purchased BEFORE the traveler leaves their home country. In light of the coronavirus epidemic, INF is lifting this restriction on pre-existing condition coverage even if purchased after coming to the US.

While many other insurers are NOT covering COVID-19 and even voiding policies due to the pandemic, INF insurance is a REAL option for travelers stuck in the US and needing insurance coverage. The INF travel insurance policy is good if you are replacing an existing travel policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US, Snowbirds from Canada or the UK, tourists from European nations, even US green card holders can purchase these plans. Note that the INF Traveler USA visitors insurance and INF Advantage US visitors insurance plan ONLY offers coverage in the US, while the INF Elite Network Insurance can be used in the US, Canada, and Mexico (even by US citizens who ordinarily reside outside the US). The INF Traveler USA and INF Advantage plan is quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if it has limitations in coverage for COVID-19. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

INF Advantage Plan Insurance review

Insurance provider
INF
Policy maximum?
$150,000, $75,000

Deductible options?
$250, $500, $1,000
Advantage Plan rating
A+ rated by Standard & Poors.

Advantage Plan For Visitor Accident & Sickness Insurance

The INF Advantage Plan is a comprehensive acute on-set pre-existing coverage policy. The Advantage Plan covers 80% of all eligible medical expenses. Advantage provides the highest amount of acute on-set pre-existing coverage on the market. This plan protects for any new sickness or accident (like a bone fractures) or major medical emergencies (such as a stoke or heart attack).
  • INF Advantage plan can be purchased for less than 3 months.
  • Pre-existing conditions are covered upto maximum coverage of $150,000 for age 0-69 years and $75,000 for age 70-89 years, subject to deductible $250.
  • Brochure
  • Comprehensive
  • Claims
  • Renewal
  • Reviews

INF Advantage Plan insurance summary

Advantage Plan eligibility
  • This plan is available for Non-US Citizens & US Citizen Expatriates visiting the United States.
  • US citizens visiting USA can also buy INF Advantage plan.

Advantage Plan underwriter
  • Underwritten by AXIS Insurance Company, Chicago, IL, USA.
AVI customer service

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 +1-(877)-340-7910


cancellationAdvantage Plan Cancellation
  1. Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
  2. Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy
    • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
    • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Advantage Plan travel insurance plan benefits

Benefits Coverage
In-Patient
Hospital Room (average semi-private) & Board, and Miscellaneous
80% of Covered Network Charges up to the Overall Maximum Benefit
Hospital Intensive Care Unit 80% of Covered Network Charges up to the Overall Maximum Benefit
Surgeon Services 80% of Covered Network Charges up to the Overall Maximum Benefit
Anesthetist Services 80% of Covered Network Charges up to the Overall Maximum Benefit
Assistance Surgeon Expenses 80% of Covered Network Charges up to the Overall Maximum Benefit
Physician’s (non Surgical Inpatient visit) 80% of Covered Network Charges up to the Overall Maximum Benefit
Consultant Doctor, when requested by attending Doctor 80% of Covered Network Charges up to the Overall Maximum Benefit
Pre-Admission Tests within 14 days before hospital admission 80% of Covered Network Charges up to the Overall Maximum Benefit
Out-patient
Surgeon Services
80% of Covered Network Charges up to the Overall Maximum Benefit
Day Surgery Miscellaneous 80% of Covered Network Charges up to the Overall Maximum Benefit
Anesthetist Services 80% of Covered Network Charges up to the Overall Maximum Benefit
Assistance Surgeon 80% of Covered Network Charges up to the Overall Maximum Benefit
Diagnostic X-rays & Lab Services 80% of Covered Network Charges up to the Overall Maximum Benefit
CAT Scan, PET Scan, or MRI 80% of Covered Network Charges up to the Overall Maximum Benefit
Hospital Emergency Room 80% of Covered Network Charges up to the Overall Maximum Benefit
Prescription Drugs 80% of Covered Network Charges up to the Overall Maximum Benefit
Other medical
Ambulance Services
80% of Covered Network Charges up to the Overall Maximum Benefit
Initial Orthopedic Prosthesis or Brace 80% of Covered Network Charges up to the Overall Maximum Benefit
Dental Treatment injury to Sound, Natural teeth (Due to Accident) 80% of Covered Network Charges up to the Overall Maximum Benefit
Chemotherapy and/or Radiation Therapy 80% of Covered Network Charges up to the Overall Maximum Benefit
Complications Arising from Pregnancy & Childbirth 80% of Covered Network Charges up to the Overall Maximum Benefit
Private Duty Nurse 80% of Covered Network Charges up to the Overall Maximum Benefit
Pregnancy & Childbirth 80% of Covered Network Charges up to the Overall Maximum Benefit
Medical Evacuation 100% of Usual Customary Charges incurred, Up to a maximum of $25,000 max
Repatriation of Remains 100% of Usual Customary Charges incurred, Up to a maximum of $25,000 max
Accidental Death & Dismemberment $25,000 maximum

INF Insurance - Provider network and how to find hospital or doctor?

INF maintains a wide network of health care providers.
First Health Care Provider Network
While calling your provider network, you need to say "I have a short-term health insurance plan which uses First Health PPO."
Do not say "I have a travelers / visitors insurance or I have INF Health Insurance". The provider will not identify your coverage and may say that you are not covered.

Find Provider Network

INF Resourceful travel insurance links

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