Travel insurance for USA from China
China and the United States of America have had strong economic ties going back to the 1820’s. The US has been admired and is an aspiration for nationals from across the globe and China nationals were no exception. The allure of the US as the world’s biggest economy and being the dominant player in international trade and modern technologies, improved socio–economic opportunities attracts millions of international travelers to the country.
Chinese Americans are one of the largest Asian ethnic groups in the US. According to the U.S. Census Bureau (2020), Chinese Americans make up roughly 23% of the total Asian American population, with an estimated population of 5.4 million people. Chinese Americans are today found all across the country but are still concentrated in larger cities with a significant Chinatown like in New York City, San Francisco, Boston, Philadelphia as well as in states with historically large Chinese communities, such as California, New York, Texas, and Washington. Chinese immigration to the USA dates back to the mid-19th century, with significant waves of immigrants arriving during the California Gold Rush and later to work on railroad construction and in other industries.
Traveling overseas often requires protection with long travel hours, changes in weather conditions and different food exposes travelers to higher risk. Travel insurance in China is one of very important and has been often overlooked in the past.
Due to the recent pandemic situation, Travel insurance from China has gained its place at the top of the travelers list. Trip protection insurance provides protection for medical and travel emergencies that a traveler may face while away from the home country. It is advisable for all travelers buy international travel insurance while visiting the US. Purchasing cheap travel insurance China to US is easy at American visitor insurance and it offers with some of the finest US insurance plans. For more details you can call customer service or email the team and one of the licensed agents will be glad to help further.
Visitor medical insurance for USA
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal. It can offer protection from accidental injury or sickness that can arise during the stay in the host country. It can also provide financial protection in the event of an unexpected medical emergency while visiting the USA.
The cost of visitor medical insurance varies depending on criteria such as the insured’s age and health needs, as well as the length of the trip to the USA. The typical cost of visitor medical insurance is between $200 and $400. It is easy to find the best visitor medical insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.
Importance of holiday insurance USA
Expensive US Healthcare: The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally. The cost of an average daily hospital stay is over $2500 in the US. Even outpatient doctor visits are prohibitively expensive. It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance. US travel insurance along insuring medical expenses of travelers will also reduce the medical expenses, as US travel insurance providers through their preferred provider organizations (PPO) network have a working relationship with hospitals which result in lower healthcare bills.
Protection for entire family: US travel medical insurance can be either purchased individually, or for an entire family if traveling together. Any illness or injury faced by the insured family members will be covered during the trip.
A support system for travelers in a new country: Traveling to a new destination like the US can be very stressful as the healthcare system will be different from your home country. If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor. Having US travel health insurance will act as a support system as the insurance providers have tie-ups with various Preferred Provider Organizations (PPO) who have networks with many hospitals and doctors in the US.
Ease of navigating US healthcare facilities: The hospitals in the PPO network of the US travel insurance will bill the insurance company directly so that travelers need not worry about paperwork and about paying the bill up front. In case of any emergency visitors can refer to the list of hospitals with the PPO network and get help from the nearest medical care center. Trip protection insurance for USA will help you make the most of the trip and explore new destinations without the worry of your health related expenses.
为讲中文的客户提供旅行保险
Travel insurance for USA from China cost
The cost of cheapest travel insurance for USA from China depends on different factors and will vary based on coverage options. The cost of China to USA travel insurance for visitors is high for comprehensive coverage. Understandably, the more expensive the travel insurance, the better will be the travel insurance coverage. Compare and buy the best visitor health insurance from China to USA on American Visitor Insurance.
The cost of visitor insurance depends on several factors:
- 👤 Age of the traveler (cost increases with age)
- 💵 Medical maximum coverage & deductible
- 📋 visitors coverage type (Fixed benefit vs Comprehensive coverage)
- ❤️ Visitors insurance coverage for pre-existing conditions
For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
Fixed vs Comprehensive Visitor Insurance Plans
- The cheapest visitor health insurance USA is a fixed benefit plan because it only covers a set amount for each medical expense.
- Within these parameters, travelers can choose:
- An economical fixed plan
- A more expensive but complete comprehensive plan
- Downside of fixed plans: You only know what the insurance company will pay on your behalf; the amount you owe depends on the charges for each service.
- The price of the best visitors insurance for USA is approximate and can change based on specific needs and circumstances.
- It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.
- Someone in their Thirties will pay about $40 per month for a fixed plan or $60 for a comprehensive plan if traveling to USA from Europe.
- That same person would only pay $30 for a comprehensive plan to go to Europe.
- Prices usually double for someone in their 60s, and increase further for older travelers.
How Much Does the Most Affordable Visitors Insurance for USA Cost?
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
Importance of Having Visitor Health Insurance in the USA
- Given the high US healthcare costs, being uninsured is very risky.
- In US hospitals, costs are much cheaper if:
- You have short-term medical insurance for international travel
- The hospital is part of the travel insurance USA PPO network
- Beyond travel insurance coverage, simply having the best health insurance for travelers to the USA helps reduce your overall medical bill.
- Therefore, it is crucial to buy travel health insurance USA or health insurance for visitors in USA before your trip.
Best US health insurance for Green Card holders from China
Medical insurance for U.S. citizens living in China visiting US
U.S. citizens and expats living in China frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance, we offer the best short-term health insurance for U.S. expats visiting the USA.
Popular plans from IMG, a leading U.S. insurance provider, include:
- Patriot America Lite Insurance
- Patriot America Plus Insurance
- Patriot Platinum America Insurance
Another popular choice is Diplomat America insurance, offered by Global Underwriters.
| Travel insurance USA | Coverage | Provider Network | Cost # |
|---|---|---|---|
| Patriot America Lite IMG | $50,000 | United HealthCare | $79 |
| Patriot America Plus IMG | $50,000 | United HealthCare | $84 |
| Patriot Platinum America IMG | $2,000,000 | United HealthCare | $161 |
| Diplomat America Global Underwriters | $50,000 | No PPO | $138 |
# The approximate monthly cost of expat health insurance for a 40-year-old traveler visiting the USA with a $100 deductible.
The cost of medical insurance for U.S. citizens returning to the USA depends on:
- Age of the traveler
- Duration of stay/coverage period
- Plan maximum and deductible selected
Best visitors insurance for Chinese parents to USA
What Does Travel Insurance for Visitors to USA Coverage Include?
Some of the important travel health insurance for USA benefits are listed below:
- 🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
- Does not cover:
Continuing treatment for pre-existing ailments and preventive care - Co-pay and deductible will vary depending on the chosen US travel insurance plan.
- Travelers have the option of No Co-pay and $0 Deductible.
- Does not cover:
- 💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
- 💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
- Some INF visitor insurance for pre-existing conditions plans insure in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
- A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
- ⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
- 🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
- ⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
- Coverage depends on the chosen tourist health insurance plan.
- Repatriation coverage can be up to $50,000.
- 🦷 Emergency Dental Coverage: Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.
In US hospitals, patients with travel insurance to USA within the PPO network, incur significantly lower costs for treatments compared to uninsured patients.
Simply having visitors health insurance in USA or USA Travel Insurance for visitors or health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
General Information About USA
- location_city Capital: Washington, D.C.
- location_on Location: North America
- attach_money Currency: US Dollar
- language Language: English
- groups Population: Around 340 million
- event Best time to visit: During Spring or Autumn
- map Vacation spots: New York, San Francisco, Los Angeles, Las Vegas, New Orleans, Chicago, Orlando, Washington D.C.
What Are the Popular Travel Destinations in the USA?
US Territories
What Are the Famous Destinations in USA?
1. Famous Museums as travel destinations in USA
2. Popular National Park destinations in USA
3. Top Nature destinations in USA
4. Top Snowbird tourism destinations in USA
5. Popular Golfing vacation destinations in USA
6. Best Amusement Parks in the USA
7. List of Casinos in USA
8. Best Shopping Malls in USA
9. Top Ski resorts in USA
Popular US States visited by tourists and travelers
Popular US cities visited by tourists and travelers
International visitors insurance for Chinese parents to USA
When considering visitors insurance for Chinese parents traveling to the USA, there are several key factors to consider, such as age, medical conditions, and the level of coverage needed. While visitor insurance is not mandatory for those on a US tourist visa also known as B-2 visa, it is highly recommended due to the high cost of healthcare in the U.S., as domestic health plans from China are typically not accepted in the U.S. This insurance provides financial protection against unexpected medical expenses, including hospitalization, doctor visits, and emergency care.
Plans like Patriot America Plus, and Atlas America offer various options tailored for visitors, including coverage for acute onset of pre-existing conditions. It's advisable to choose a comprehensive plan with high policy maximums and manageable deductibles to ensure sufficient coverage throughout their stay. American Visitor Insurance offers many options for Chinese visitors who travel from China to USA. Get the best visitors insurance for Chinese parents to USA at an affordable price.
Visa Information for Chinese travelers to the US
Visa Waiver Program (VWP):This program allows Chinese citizens with valid passports to travel to the US for tourism or business purposes for stays of up to 90 days without obtaining a visa.
Requirements for VWP travel:
- Valid Passport: Your passport must be valid for at least three months beyond your intended stay in the US.
- Electronic System for Travel Authorization (ESTA): Before traveling under the VWP, Chinese travelers must apply for ESTA authorization online through the US Customs and Border Protection (CBP) website.
- Travel Purpose: The trip must be for tourism or business (e.g., attending conferences, visiting family or friends).
- Onward or Return Ticket: You must have a valid return ticket or proof of onward travel outside the US.
Factors to consider while traveling to USA from China
Traveling from China to the USA involves several important considerations to ensure a smooth and enjoyable trip. Here are some factors to keep in mind:
assignment Visa requirements: While most Chinese citizens need a B-2 tourist visa to visit the U.S., some may qualify for the Visa Waiver Program (VWP) for short stays.
access_time Time Zone Differences: Be aware of the time difference between China and your specific destination in the USA. The USA spans multiple time zones from the East coast to the Mid west to the Pacific coast. Hawaii has another time zone.
attach_money Currency and Financial Considerations: Familiarize yourself with the US Dollars and exchange rates. Notify your bank of your travel plans to avoid any issues with your credit/debit cards while abroad.
language Language: While German is the official language of China, English is the primary language spoken in the USA. While many people speak English, there may be regional accents or dialects to be aware of.
security Safety and security: Stay informed about any travel advisories or warnings for the area you plan to visit. Take appropriate precautions to safeguard your belongings and personal safety.
Travel insurance for Chinese citizens
The immigration of the Chinese to the United States of America began way back in the 1820’s. The first significant laborers arrived in 1849 with 325 labor men to California Gold Rush working in the gold mines, in agricultural fields and garment factories. Many Natural disasters in Guangdong Province provided the impetus for many Chinese men to migrate to the U.S and settle in California.
By 1852 there were 25,000 immigrants in the West coast of America. Chinese immigrants were mainly involved in the construction of the Central Pacific Railroad. This worked very well and thousands of Chinese laborers were recruited up till the completion of railroad in 1869.
A large number of Chinese labor workforce was required to build the Central Pacific's route in the mountains across Nevada. There were 100,000 ethnic Chinese populations in the U.S. in 1869. This lead to growth of Chinese laborers successfully in the United States and some of them even became entrepreneurs.
There however was ethnic discrimination and Socio-economic cultural tension by the US nativists who protested the Chinese immigration to the U.S .In order to address increasing social tensions in 1850 the California state government issued a separate procedure meant for Chinese residents that they will require distinct licenses for Chinese businesses. During this the efforts to stop Chinese immigration violated the 1868 Burlingame-Seward Treaty with China.
The migration of Chinese population increased in search of better economic conditions in 1851 the number increased from 2,716 to 63,000 by 1871. Around 64,301 Chinese migrated in the decade 1861–70, followed by 123,201 in 1871–80. The migration of Chinese from Southern China to escape poverty resulted in Taiping Rebellion. During and later the World War II United States joined with China against Japanese colonization and immigration restrictions were eased. In 1960s family unification and relatives of U.S. citizens to obtain immigration were given preference.
The Chinese American community includes the biggest ethnic community with 25.9% among the Asian American population in 2010. According to the 2010 census there were 3.8 million Chinese American populations. More than half of the Chinese American population live in California and New York. The relationship between the USA and China has been complex from positive to highly negative. After 1980 the economic connections grew fast with mutual political, economic and security interests. China is today the 2nd second largest foreign creditor of the United States.
There are several reasons why many Chinese aspire to relocate to USA. While migrating to a new country is challenging, it is also necessary that all new immigrants to USA have proper health insurance on arrival. This is required as US Healthcare is very expensive.
A good US immigrant health insurance plan will provide coverage for medical expenses incurred in case of any injury or illness. While most developed countries provide excellent medical services to its immigrants, US Healthcare is very expensive. At American Visitor Insurance, Chinese immigrants can buy adequate American new immigrant insurance cover by comparing several plans for prices and benefits according to their needs. American Visitor Insurance offers 24/7 customer support by licensed agents with instant policy documents by Email. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.
Compare quotes »Studying in the United States of America is a dream for millions of students all around the world. The US is famous for its exceptional curriculum and academic opportunties, multicultural environment and abundant opportunities to work after graduation in the US.
Historically it is seen that inviting international students is a way to improve diplomatic relations and support trade. Inviting foreign students to US colleges and universities was a significant component in the development of American economy.
After the opening of the Chinese economy in the 1970s resulted in a growing economy which made middle-class families from China afford American college tuition, bringing an inflow of Chinese students to study in the US.
With various educational training and higher level of English proficiency the Chinese students look forward to study in elite universities and to bring back the newfound skills back to their home country.
Chinese students have always had good higher educational qualifications and educational achievements and their achievements are one of the highest among Asian Americans. Chinese students often score the highest averages in tests such as SAT, ACT and GRE in the United Sates .The Chinese students however faced many limitations during the US Exclusion Act where they were forced to enter in the country to provide proof for not bypassing the regulations.
For many years Chinese students faced limitations to move to US to participate in international education outside mainland China. Chinese students studying in various US Institutions are of a significant section of the international student body. According to a Brookings Institution report analyzing foreign student s in 2008-2012 there was a highest enrolment of 4,700 Chinese students in Michigan State University.
They make up for about 62% of the 7, 568, students enrolled in 2008 in MSU.38% of Purdue's undergraduate are made of Chinese Students. China is one of the top most countries who send their international students to US .Chinese students consist of 33.2% among the total international student population in the US. In the 2017–2018 there were close to 363,000 Chinese students enrolled for higher education in the US.25% of PhD recipients in science and engineering are ethnic Chinese. Chinese students choosing mathematics and computer science courses are in the lead followed by engineering and business & management programs. In the year 2019-2020 there were 372,532 Chinese students in the USA.
Living and studying in the United States of America is life-changing experience for a Chinese student. Living alone needs a lot of motivation and students often filled with excitement to be independent, often ignore their health. Being away from home without proper care can be very traumatic. US Healthcare is very expensive and International students in USA need good student health insurance on arrival, which will provide coverage for all unforeseen medical expenses incurred due to an injury or illness.
At American Visitor Insurance, Chinese students can buy best International student medical insurance cheaper than university plans with similar coverage, along with pre-existing conditions coverage.
American Visitor Insurance has tools to compare several plans for prices and benefits with 24/7 customer support by licensed agents along with providing Answers to FAQ's by students. Chinese students can buy international student insurance quickly and get policy documents by Email while being sure of guaranteed best price..
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He United States of America is one of the world’s biggest economies and has large multi-national companies with state of the art technologies. The US also provides opportunities to excel in different specialized occupations, provides better socio-economic status making the US one of the most desired countries for professionals to work in. The migration of highly educated Chinese professionals goes as back as far as 100 years of American History. Each year thousands of white collared professionals and software professionals move to the US for better economic conditions and new life.
Chinese Americans are considered hard working and as a group are highly educated. 56.2% of the Chinese Americans who are highly educated professionals work in white collar management and professional occupations like engineering, medicine, engineering, law, investment banking and universities. The 1/3rd of the Asian American high tech professional workforce is Chinese Americans with a tenth of entire Silicon Valley comprises of Chinese employees.
During 2008-2017 there was an increase of 38.1% educated Chinese physicians practicing in the United States. Several Chinese migrants have moved towards the high tech center and began computer science and programming at startups to benefit from venture capital. Chinese migrants have been effective in starting new companies in technology across the United States, mainly in Silicon Valley.
Since 1998 one out of five high tech start-ups in Silicon Valley is directed by Chinese Americans. During 1995-2005 12.8% start up in Silicon Valley were founded by the immigrants from China. 6% of the Chinese immigrants founded companies in the innovation/manufacturing services fields. In 2006 there were about 58,000 Chinese workers in Silicon Valley.
Numerous Chinese professional workers arrive in the USA and have contributed immensely to the US economy. In 2007 the Chinese owned firms generated more than $128 billion revenue. According to the US State Department in 2019 15% of H1-B Chinese nationals were issued H1-B visa.
Thousands of Chinese professionals currently working in the USA have faced many legal obstacles related to their work visas. This is true for who are waiting to arriving in to the US with Non–immigrant visa faced restrictions. While emigrating to the US and staying away from home, it is important that one should have good visitor’s medical insurance cover.
The US health care is very expensive and visiting an US hospital without insurance is scary, as one may land up in huge financial loss. An adequate visitor’s insurance cover will provide coverage for unexpected medical emergencies that you may occur during your stay in the US.
American visitor insurance offers to their customers with some of the finest US insurance providers who offer guaranteed best price with options for pre-existing conditions coverage plans, all of this work well for Chinese professionals till they become eligible for domestic US insurance.
There are tools to compare several plans for prices and benefits with easy answers to FAQ's by customers. Buying US visitor medical insurance is easy at American Visitor Insurance. For more details you can call or email us for further assistance and one of our licensed agents will help you.
Compare quotes »The United States is one among the most desired tourists’ destinations around the world. Its diverse culture, natural wonders, attractions like Hollywood, Capitol Hill, Grand Canyon and social life makes the country a world class tourist destination.
Thousands of Chinese visitors and tourists travel annually to the US to explore the adventurous country as well as visit family and friends living in the US. Travelling from China to the United States which began as early as 1820 now has nearly 4million immigrants are living in the US.
The Chinese tourism also grew in the recent year, in 2014 the Chinese government and the U.S. agreed to make 10-year visas for citizens from each other country. In 2019 a record number of 2.8 million Chinese tourists flocked to the US due to the higher incomes, better flight connections and relaxed visa restrictions. In 2016 there were 4,096,200 Chinese visitors recorded. The increase reached all-time high of 5,204,200 in 2015.
The United States welcomed more than 3 million Chinese visitors in 2016 and 2017. China sends the highest number of tourist’s traffic to the US. According to the National Travel and Tourism Office, China was in the 5th place for U.S. bound tourists. US received around $18.9 billion revenue from Chinese tourism between 2008 -2016.Chinese travellers spend more than 50% than the average international traveler to the U.S.
The retailers, hotels, tour agencies in the US expanded their business based on Chinese platforms. Many hired Mandarin speakers, shopping was made easy with we chat app and easy payment options on the mobile phone with Chinese specifications. Many airlines introduced more nonstop flights from China to the USA for continuous flow of Chinese visitors to the USA. For more than a decade Chinese tourism had a rapid growth in the US, which dropped for the first time in 15 Years.
The Chinese tourism fell due to the trade war between the US and China. The overall political atmosphere and Covid19 pandemic also reduced Chinese tourism to the USA. Looking forward to see family, friends, relatives and those travelling to the America for an exciting vacation is always thrilling but is often risky. An international travel insurance cover can provide you with the coverage for any unexpected medical and travel emergencies and you can insure the trip costs and health of traveler.
Travel insurance is very important for a safe travel. Especially when aged parents are travelling it unlocks the risk for unforeseen medical emergencies like an illness or injury. American visitor insurance offers to their customers with some of the finest US insurance providers who offer guaranteed best price with pre-existing conditions coverage plans which work well for Chinese visitors.
The inbuilt tools to compare several plans for prices and benefits and answers to FAQ's by customers will guide you to make an informed decision. Purchasing US visitor medical insurance is easy at American visitor insurance for Chinese professionals. On purchasing the insurance you will get policy documents by Email with 24/7 customer support by licensed US insurance agents. For more details you can call our customer service or email us and we will be glad to help you.
Compare quotes »Which Pre-Existing Conditions Are Covered by US Travel Insurance?
Covers emergency care, treatment interruptions, or unexpected medical expenses related to cancer while abroad.
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How Does Coverage for Pre-Existing Conditions Work?
- Definition of a pre-existing condition – what medical conditions are considered pre-existing.
- Look-back period – the time frame prior to travel during which a condition is considered pre-existing.
- Type of coverage – whether the plan covers only acute onset (sudden flare-ups) or full coverage (ongoing treatment).
- Coverage limits – the maximum amount the policy will pay for pre-existing conditions.
Acute onset vs. Chronic Conditions
| Type | Definition | Examples |
|---|---|---|
| Acute Onset of a Pre-Existing Condition | A sudden and unexpected onset of a pre-existing condition that occurs after coverage starts and requires immediate medical attention. | Heart attack, sudden asthma attack, acute appendicitis |
| Chronic Pre-Existing Condition | A long-term or ongoing condition that existed prior to coverage and is generally managed over time | Diabetes, hypertension, chronic kidney disease |
Some visitor insurance plans cover acute onset of certain pre-existing conditions but do not cover chronic management.
Travel insurance in USA for foreigners - FAQ's
1. Are there specific policies for travelers from China?
There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to China and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.
2. How much does travel insurance for the USA cost for China travelers?
The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.
3. Can a visitor get health insurance in USA?
Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors from China be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.
4. How does visitor insurance work?
Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for China visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).
Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.
5. What is Visitor Insurance USA?
Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. China Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.
6. Do tourists need travel medical insurance?
Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing US travel insurance in case you should need any medical care.
The travel insurance for China tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.
7. Is it worth buying Tourist Insurance for travel to the US?
Traveling on a planned vacation usually involves a big expense. Buying travel insurance may seem like an additional expense that is unnecessary, however in the event of a medical emergency or a travel accident the traveler will need to bear all expenses without travel insurance and this can be a huge financial risk.
To avoid such a situation travel insurance is very important and will rescue the traveler from this financial burden. Travel insurance provides coverage for unforeseen medical and travel expenses incurred while traveling away from home. It will also assist the traveler in recovering any money that has been paid for an unexpected event.
8. Can I get travel insurance cover for children to the US?
Yes, Traveler’s can insure a child on a standard travel insurance policy to the US. There are few methods to go about insuring the Child. Travelers can contact the Insurance providers for more details.
9. Which travel insurance covers the USA?
Travel health insurance gives protection towards unexpected medical and travel emergencies that may occur while you travel outside of the home country. It is very crucial for travelers to the US to buy a good travel insurance plan during the Covid-19 pandemic for safe travel. Travelers can purchase travel insurance plans covering the USA on various platforms.
Travelers can buy travel insurance for the USA at the American Visitor Insurance website easily. There are several international travel insurance plans that offer coverage for US travellers. For more details travelers can call customer service or email and the team will be glad to help.
10. What does US travel insurance cover?
A standard US travel insurance plan offers protection for all unexpected travel and medical illness or injury during the trip. Trip cancellation insurance provides coverage for acute onset of pre-existing conditions, medical emergencies, trip cancellation, trip interruption, delays and medical evacuation, lost -damaged, or stolen of the luggage.
11. Can I travel to the USA without travel insurance?
Yes, one can travel to the USA without travel insurance, however this is very risky given the high cost of US healthcare services. One can easily buy travel insurance for USA online by comparing available popular options on American Visitor Insurance.
12. I am already in the US, Can I still get to buy travel insurance for the US?
Yes, travelers can still purchase a travel insurance cover if the traveler has already reached the destination country. Travelers should know that the travel insurance comes into effect only after the inception of the policy. Hence the coverage for unforeseen illness and accidents will be given after the start of the policy.
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What Are the Different USA Visa Health Insurance?
Embassy of China in United States
China Embassy in Washington D.C
location_on 3505,International Place, N.W., 20008, Washington D.C., District of Columbia, USA
phone Phone
+1-202-4952266
print Fax
+1-202-3282582
email Email
chinaembpress_us@mfa.gov.cn
China Consulate in Illinois
location_on 100 West Eirie Street, IL 60610, Chicago, Illinois, United States
phone Phone
+1-312-803-0095
print Fax
+1-312-803-0110
email Email
chinavisachicago@gmail.com
US Visitor Insurance Reviews
Reviews, Ratings and Experiences from our customers
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Best travel insurance for USA from China - Information
Travel insurance for USA resources
International travel insurance resources for USA visa holders.
Factors for travel insurance USA online
Important factors while deciding on the best travel insurance to USA.
Types of USA travel insurance online
Different types of USA visa travel insurance options coverage.
USA travel insurance claims procedure
USA travel insurance claims process for medical care in a hospital.
Travel insurance for Chinese visitors – links
Travel Insurance to USA from China FAQ
Frequently asked questions about best travel insurance to China.
Click here to read more »Travel Insurance for USA from China Blog
Blog about travel health insurance China travelers.
Click here to read more »Travel health insurance China to USA Forum
Customer Queries for cheap travel insurance China to USA.
Click here to read more »Travel insurance for Chinese citizens visiting USA
Annual Multi-trip insurance
Annual trip insurance for frequent travelers from China to USA.
Know more »Group travel insurance
Group travel insurance for USA for five or more travelers on same itinerary
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