Ideal for quality medical coverageWorldwide explorersAcute onset of pre-existing condition
Atlas Premium travel insurance provides exceptional, quality coverage for travelers interested in the best travel medical insurance with high coverage limits.
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For coverage inside USA Atlas Premium insurance pays:
Plan excludes coverage to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Below is a simple calculation showing how much the plan/insurance company pays you:
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $500 | $0 | $500 |
| Days in hospital | $3,000/day for 3 days | $6,000 | $0 |
| Surgery | $18,000 | $18,000 | $0 |
| Prescription Drugs | $600 | $600 | $0 |
| X Ray | $1,400 | $1,400 | $0 |
| Total: | $26,500 | $26,500 | $500 |
If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Premium Travel insurance offers a $10,000 policy maximum to applicants over age 80.
Atlas Premium Travel does not provide any reimbursement if you must cancel your trip prior to departure. However, it does include a Trip Interruption benefit if you must end your trip early due to a covered reason.Note that Atlas Premium Travel medical insurance has a lower premium than most travel insurance plans because it does not include a Trip Cancellation benefit. It also provides more medical benefits with higher coverage limits than most travel insurance plans.
Yes Atlas Premium insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 79 years.
The cost of Atlas Premium America visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit, the co-insurance and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler. To get a quote Click here
The Atlas Premium plan is ideal for family, tourists, business persons, vacationers and adventure travelers seeking higher coverage limits for shorter trips. This insurance plan is available for travelers to the US and outside their home country.
WorldTrips maintains a wide network of health care providers.
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
Frequently asked questions and answer about travel insurance plans.
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