Atlas Nomads travel insurance

Ratings
AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-
Underwriter
HCC Lloyd’s Syndicate 4141

Ideal for Digital nomadsWorldwide explorersRemote workers

Atlas Nomads insurance review

WorldTrips Atlas Nomads insurance is a comprehensive travel medical insurance for non-U.S. citizens/residents traveling and working abroad. Nomad health insurance provides coverage for eligible unexpected injury and illness, trip interruption, and more while you work and explore the world abroad. If you are a non-U.S. citizen or resident and you are traveling and working away from your home country, the Atlas Nomads insurance plan from WorldTrips can provide you with health coverage.

Atlas Nomads Insurance for Remote workers - Key Highlights

  • Eligible for Non US citizens/residents traveling and working abroad.
  • The policy maximum options available are $100,000 and $250,000
  • The deductible options available is $0 per certificate period
  • International Travel Health Insurance for Digital nomads and worldwide explorers.
  • Acute on set of pre-existing condition coverage available up to 70 years
  • Emergency medical evacuation coverage up to $100,000
  • Urgent Care visits up to $50 copay

Customer Reviews

Reviews, Ratings and Experiences

I got a really great deal using World Trips Atlas insurance for my son. They found me the quote within minutes and it was by far the best on the market. Thank you!
  |   Cupa
Have not been on our trip yet but obtaining the insurance based on the different services provided was outstanding and made the decision easy on which plan to purchase.
  |   Amelia
Easy to review plans and was very reasonably priced despite my husband having a preexisting medical condition. Customer service was extremely patient and helpful.
  |   Jennifer

Advantages and Disadvantages of Atlas Nomads Insurance Insurance

  • Atlas Nomads Insurance Advantages
    • Covers Acute on set of pre-existing conditions up to 70 years.
    • Flexible digital nomad health insurance non-us citizens.
    • United Health Care PPO is available.
    • This plan can be extended or renewed. Atlas Nomads can be cancelled if coverage is no longer needed.
    • Health Insurance for Digital nomads and worldwide explorers.
    • A monthly payment option and coverage you can purchase prior to departure.
  • Atlas Nomads Insurance Disadvantages
    • Acute onset of Pre-existing conditions coverage is not available beyond 70 years.
    • This plan is available up to 70 years only.

An Overview of Atlas Nomad Insurance

Eligibility

  • Available for Non-U.S. citizens and residents who are traveling and working outside of their home country.
  • For ages 14 days to 69 years.

Renewability

  • Coverage is available from 5 days to 12 months.
  • This plan can be renewed online.

Pre-existing condition

  • Offers Acute onset of pre-existing coverage up to the age of 70 years.
  • $25,000 maximum limit for emergency medical evacuation.

Cancellation

  • Before effective date: Full refund of premium is available.
  • After effective date: Only premium for unused whole-months, if paying in monthly installments, or unused days, if paid in full, of the premium will be refunded; and
    You cannot have filed any claims to be eligible for a premium refund.

Coinsurance

For coverage inside USA Atlas Nomads insurance pays:

  • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.

Restrictions

Plan excludes coverage to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

A working example of using Atlas Nomads insurance*

Consider an example where your:
  • Insurance coverage is $250,000
  • Deductible is $0 per certificate period
  • Coinsurance : The plan pays 100%
  • Total medical expenses is $25,000

The Atlas Nomads Insurance plan covers up to a maximum of $250,000. The deductible is $0. The plan pays 100% of the expenses.

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $0 $0 $0
Days in hospital $3,000/day for 3 days $9,000 $0
Surgery $14,000 $14,000 $0
Prescription Drugs $600 $600 $0
X Ray $1,400 $1,400 $0
Total: $25,000 $25,000 $0
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Plan details of Atlas Nomads insurance

WorldTrips Atlas Nomads Insurance - FAQ's

01. What is Atlas Nomads insurance?

Atlas Nomads is flexible digital nomad health insurance that provides you with coverage for unexpected accidents, sickness, and travel realted expenses as you live and work abroad. This plan includes a $0 deductible and pays 100% of eligible expenses up to your overall maximum limit.

02. Who is eligible to buy Atlas Nomads?

Atlas Nomads international health insurance is available for Non-U.S. citizens and residents who are traveling and working outside of their home country.

03. Does Atlas Nomads visitor Insurance cover pre-existing conditions?

Yes Atlas Nomads visitor medical insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.

04. How do I purchase Atlas Nomads Medical Insurance?

You can purchase Atlas Nomads Medical Insurance on American Visitor Insurance at buy Atlas Nomad Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.

05. What are the requirements for applying for Atlas Nomads Insurance?

The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas nomads insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

06. Can US citizens buy WorldTrips Atlas Nomads insurance?

No.Atlas Nomads insurance is only available for Non-U.S. citizens and residents who are traveling and working outside of their home country.

07. Why do i need Nomads insurance?

As a perpetual traveler, your opportunities for life-changing experiences are endless. But international travel can represent financial risk, and there’s always a chance you could experience an unanticipated health or travel emergency abroad. Nomads often stay outside of their home countries for long periods of time, which could increase the chances of needing medical attention at some point while traveling.

Atlas Nomads insurance offers flexible digital nomad health insurance provides coverage for eligible unexpected injury and illness, trip interruption, and more while you work and explore the world abroad.If you are a non-U.S. citizen or resident and you are traveling and working away from your home country,the Atlas Nomads insurance plan from WorldTrips can provide you with health coverage.

Atlas Nomads - PPO network

Atlas Nomads - Provider network and how to find hospital or doctor?
United Healthcare Provider Network

WorldTrips maintains a wide network of health care providers.

Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
Find Provider Network

Atlas Nomads Insurance cost per month for Seniors

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Atlas Nomads Claims Information


Download Atlas Nomad claims form



Toll Free Number
800-605-2282

Claims Department
WorldTrips PO Box 240358 Apple Valley, MN 55124
Email: service@worldtrips.com

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