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Policy Maximum
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Atlas America Insurance plan offers maximum coverage from US$50,000 to US$1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000 and for 80 years and older it is $10,000.
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Deductible
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US$0, US$100, US$250, US$500, US$1000 or US$2500 deductible per certificate period.
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Eligibility
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There is no restrictions if the traveler permanent residence is outside America
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Pre-Existing Condition Coverage |
- If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to $15,000 Maximum for Eligible Medical Expenses and up to $25,000 for Emergency Medical Evacuation. An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
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Pre-Existing Condition Definition |
- A Pre-existing Condition is any Illness, Injury or medical condition or chronic or recurring Illness or Injury or medical condition, including any associated complications or consequences, which existed at or during the 2 years immediately preceding your Effective Date.
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Coverage
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- Hospital Room and Board
- Hospital intensive care unit charges
- Physician visits, surgeon, Private duty nurse fee
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- Pre-admission tests
- Diagnostics: X-Rays
- Hospital emergency room
- Prescription Drugs
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Plan Life
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Minimum period of 5 days to initial maximum period of 1 year |
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Underwriter
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Underwritten by Lloyds, London.
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Atlas America Reviews
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Atlas America visitors Insurance Reviews - highlights the unique benefits of Atlas America Health Insurance
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Brochure
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Complete, mail/fax the Atlas America Insurance Brochure along with payment
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Renew Online
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Renew Atlas America visitors Insurance Policy Online.
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Insurance Claims
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Claims can be filed for Atlas America health Insurance Policy.
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PPO Network
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Preferred provider network information for Atlas America Insurance. Co-insurance waived within PPO network.
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Comparative Advantages
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- Comprehensive coverage plan with multiple PPO network providers (greater choice of hospitals and doctors).
- Covers medical expenses due to acute onset of Pre-Existing conditions up to $15000 and Emergency Medical Evacuation up to $25,000 for customers under the age of 70 years.
- Free coverage for 2 children aged less than or equal to 9 years if both parents are covered under this plan (One child free for one parent).
- The plan pays 100% (No co-insurance) of medical expenses if the services are rendered within the PPO network inside the USA.
- Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.
- One time Deductible per certificate period.
- Cancellation and refund of full premium before policy start date.
- This Plan also covers Emergency Reunion, Return of Minor Children, Natural Disaster and Political Evacuation.
- Additional sports rider which will cover the hazardous sports activities available
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Some Limitations
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- Can be renewed only up to one year. After one year customer has to buy a new plan.
- Pre-existing coverage not available beyond 70 years.
- Only $50,000 coverage for travelers between the ages of 71-79 and $10,000 coverage for 80 years and above.
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Buy - Online
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Apply & purchase online Atlas America travel Insurance
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