INF Premier Plan Insurance Reviews

Ideal for Full Pre-Existing conditionsVisitors Worldwide Outside of USACovid-19 coverage

INF Premier Insurance

INF Premier Travel Insurance is a fixed travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan provides coverage for full pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 80% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 60% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.

Key benefits of INF Premier Insurance

Fixed benefit plan

COVID-19 covered

Full Pre-existing conditions

PPO network

Urgent Care & Doctor Visit

Dental & Vision discount coverage

INF Premier Plan insurance reviews

Insurance provider
INF
INF Premier Plan rating
AM Best Rating: A
INF Premier Plan underwriter
Underwritten by Crum & Forster SPC
Plan life
364 days (Minimum Enrolment 90 days)
Policy maximum
  • Ages 0 to 69 years:$100k $150k $300k $500k 1M
  • Ages 70 to 99 years:$100k
Deductible options
  • Ages 0 to 69 years:$75 $100 $250 $500 $1k $2.5k $5k
  • Ages 70 to 99 years:$250 $500 $1k $2.5k $5k
Coinsurance of INF Premier Plan
In Network - The plan pays 100%
100%
Key Highlights of Visitors Care

INF Premier Plan insurance - Key Highlights

  • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
  • This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays
  • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
  • The member also needs to submit their I-94 form.
  • Minimum purchase of 90 days is required with this plan
  • Plan covers pregnancy and childbirth if the plan is purchased before conception, before the trip begins
  • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
  • Acute Onset treated like New Sickness
  • Urgent Care & Doctor Visit arranged by MeMD
  • Covers accident & sickness
  • Includes Dental & Vision Discount Coverage
  • United Healthcare PPO providers Direct Billing
  • This plan is not available to US residents and is only available to non-US residents
  • Covers age up to 99 Years.Pre-Existing Complications from COVID-19 Covered
  • In-Patient, Out-Patient, Specialist Care Covered for Pre-Existing.
View complete details of benefits

A working example of using Premier Plan travel insurance *

Consider an Premier Plan A example where your:
  • Insurance coverage is $100k
  • Deductible is $500 per injury or sickness
  • Your claims for medical expenses is $14,500
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $14,500 minus $500 equals $14,000.Insured bears $500.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $500 $0 $500
Hospital Room & Board including Laboratory Tests,
X-rays, Prescription Medical and other miscellaneous
$2,000/day for 3 days Up to $1,750/day,
3 day maximum
$750
Surgical Treatment $6,000 $5,000 $1,000
Prescription Drugs $600 $150 $450
Diagnostic X-rays & Lab Services $1,400 $650 $750
Total: $14,500 $11,050 $3,450
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What are some insurance terms important in Premier Plan Insurance reviews?

Review Premier Plan Insurance to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Premier Plan travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Premier Plan insurance offers maximum coverage up to $150,000.
  • What is a deductible in Premier Plan visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Premier Plan insurance offer a set of deductible options for the travelers to choose from. Premier Plan insurance has a range of deductible options are $75, $250 and $500.
  • What is a provider network of Premier Plan Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Premier Plan Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Premier Plan Insurance can be renewed up to 364 days.
  • Eligibility to buy Premier Plan Insurance Online
    It provides coverage for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
  • Premier Plan Full Pre-existing conditions Visitors Insurance for international travelers
    Premier plan provides policy maximum $100k covers pre-existing condition maximum of $20k/$40k with deductible $1k/$5k, policy maximum $150k covers pre-existing condition maximum of $30k/$60k with deductible $1k/$5k and policy maximum $300k covers pre-existing condition maximum of $50k/$100k with deductible $1k/$5k, policy maximum $500k covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k for age 0 to 69 years and policy maximum $1M covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k for age 0 to 69 years.For age 70 to 99 years for policy maximum $100k covers pre-existing condition maximum of $15k/$25k with deductible $1k/$5k.
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INF Premier Plan - Frequently asked questions

01. What is the advantage of buying Premier Plan Insurance?

Premier Plan Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

02. Does Premier Plan Insurance cover covid illness?

INF Covid19 travel insurance by Premier Plan travel insurance for the coverage will cover eligible medical expenses.

INF Insurance related coverage

INF Insurance related coverage

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Pre-existing conditions travel insurance from Barbados to USA

Hi,

Hello we are looking for cover for my parents, can you help. I think the INF Premier would work well, but please let me know offering $100,000 plus the $25k pre-exisiting.Two people, aged 80. They are in Barbados at the moment, but UK citizens.They would like to travel to the USA and be there for about 6months, so say until 1 August to cover.

We would like to add the pre-existing conditions cover, at the $25,000 amount. Can you confirm if there are restrictions or rules on this that we need to look at?

We might want to travel back to Barbados, so I assume it should be the world including USA.

Can you help?

Regards,
Emily
Dear Emily,

The INF Premier is a fixed or limited plan. Please look over the brochure for details. The pre-existing condition coverage is covered like anything else but with a higher deductible and lower maximum as you note. To get $25,000 coverage for pre-existing conditions, you must choose the higher deductible of $5,000.

The INF plan covers only Mexico, USA, and Canada, not exactly worldwide coverage. (not Barbados).For all information about the plan, go here:
INF Premier Plan:

To compare all plans that have coverage for pre-existing conditions, you can use this link: Compare INF Full Pre-existing plans

Thanks,
Sincerely,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910

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