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INF Choice Plan Insurance Reviews

Quotes for INF Choice Plan insurance

Choice Plan Visitor insurance

  • Most suitable for Non-US Citizens & US Citizen Expatriates visiting the United States.
  • Different plan maximum options available from $25,000 to $250,000.
  • Ratings: A+ rated by Standard & Poors.
  • Underwritten by AXIS Insurance Company, Chicago, IL, USA.

A working example of using Choice Plan travel insurance (Offered by INF)

Consider an Choice Plan Plan A example where your:
  • Insurance coverage is $50,000
  • Deductible is $500 per injury or sickness
  • Your claims for medical expenses is $13,500
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $13,500 minus $500 equals $13,000. Insured bears $500.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $500 $0 $500
Hospital Room & Board including Laboratory Tests,
X-rays, Prescription Medical and other miscellaneous
$2,000/day for 3 days Up to $1,300/day, 3 day maximum $2,100
Surgical Treatment $6,000 $3,000 $3,000
Prescription Drugs $600 $100 $500
Diagnostic X-rays & Lab Services $400 $400 $0
Total: $13,500 $7,400 $6,100

What are some insurance terms important in Choice Plan Insurance reviews?

Review Choice Plan Insurance to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Choice Plan travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Choice Plan insurance offers maximum coverage from $25,000 to $250,000.
  • What is a deductible in Choice Plan visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Choice Plan insurance offer a set of deductible options for the travelers to choose from. Choice Plan insurance has a range of deductible option from $75 to $10,000.
  • What is a provider network of Choice Plan Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Choice Plan Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Choice Plan Insurance can be renewed up to 364 days.
  • Eligibility to buy Choice Plan Insurance Online
    It provides coverage for Non-US Citizens and US Citizen Expatriates visiting the United States.
  • What is coinsurance in Choice Plan visitor insurance?
    This is a percentage of the bill that the travel has to pay. The plan works for all ages, and includes acute pre-existing visitors insurance for age 80+.
  • This plan Underwritten by AXIS Insurance Company, Chicago, IL, USA.