Best travel insurance for California from India

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California Travel Insurance

US visitor travel insurance for California from India

California is one among the world's best holiday destinations for vacationers. The jaw-dropping parks, beaches, diverse culture and entertainment California is truly a golden state. California is home to Silicon valley and understandably has the one of the largest Indian-American populations in the USA.

The Indian American population in California is very large, in particular in San Jose, San Francisco bay area and in Los Angeles so much so that annually California welcomes thousands of Indians both for vacations as well as to meet friends and family who live there.

Indians traveling to California for a vacation and to meet family and friends is thrilling. One should however keep in mind that traveling overseas is strenuous and can lead to increased risk for unexpected medical emergencies like an illness or injury. A Travel insurance from India to California can provide one with coverage for any unexpected medical and travel emergencies.

Purchasing best travel insurance for California from India is easy in American Visitor Insurance. For more details call our customer service or email us and we will be glad to help you.

California FlagCalifornia - General Information


Capital
Sacramento

Language
English

Currency
US Dollar

Population
Around 39 million

Location
West coast of the United States

Best time to visit
March to May

Vacation spots
San Jose, San Francisco, Los Angeles, San Diego, Napa Valley and Sonoma, Lake Tahoe.

Popular tourist destinations in California

Buy travel insurance for California

Yosemite National Park

Tunnel View is an overlook where visitors can enjoy amazing views of El Capital, Bridalveil Falls and the gorgeous Yosemite Valley.

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Golden Gate Bridge

The Golden Gate Bridge near San Francisco is one of the most visited tourist attractions in California.

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Lake Tahoe

Lake Tahoe is surrounded by majestic mountains, this popular tourist attraction offers exciting events and activities all year around.

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Venice Beach

Venice Beach is one of Los Angeles, most popular beaches. The sandy three-mile beach here is just one of the attractions.

Travel insurance for traveling to Route 66 California

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit international travel medical insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit international travel medical insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

How much does visitor health insurance for USA cost?

There is no single travel health insurance usa cost for all visitors. The cost of US visitors insurance varies based on several factors such as the age of the visitor, medical maximum coverage, deductible for the plan, type of health insurance usa for foreigners (Fixed vs comprehensive travel insurance), and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of US travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.

Cost comparison of the best travel insurance for USA

International Medical Group (IMG)

Travel Insurance Plans Medical limit ranges Estimate Plan Cost
Patriot America Lite $50,000 - $1,000,000 $92 - $169 Buy now
Patriot America Plus $50,000 - $1,000,000 $90 - $168 Buy now
Patriot America Platinum $2,000,000 - $8,000,000 $205 - $345 Buy now
Visitors CareFixed benefit $25,000 - $1,00,000 $24 - $52 Buy now

Trawick International

Travel Insurance Plans Medical limit ranges Estimate Plan Cost
Safe Travels USA - Cost Saver $50,000 - $1,000,000 $73 - $120 Buy now
Safe Travels USA $50,000 - $1,000,000 $87 - $156 Buy now
Safe Travels USA Comprehensive $50,000 - $1,000,000 $98 - $161 Buy now
Safe Travels EliteFixed benefit $25,000 - $175,000 $20 - $62 Buy now

WorldTrips

Travel Insurance Plans Medical limit ranges Estimate Plan Cost
Atlas America $50,000 - $2,000,000 $114 - $230 Buy now
Atlas Premium America $50,000 - $2,000,000 $193 - $325 Buy now
VisitorSecureFixed benefit $50,000 - $130,000 $40 - $80 Buy now

Seven Corners

Travel Insurance Plans Medical limit ranges Estimate Plan Cost
Travel Medical Basic $50,000 - $1,000,000 $110 - $180 Buy now
Travel Medical Choice $50,000 - $1,000,000 $120 - $230 Buy now
Travel Medical USA Visitor BasicFixed benefit $50,000 - $150,000 $55 - $70 Buy now
Travel Medical USA Visitor ChoiceFixed benefit $50,000 - $150,000 $80 - $100 Buy now

Global Underwriter

Travel Insurance Plans Medical limit ranges Estimate Plan Cost
Diplomat America $50,000 - $1,000,000 $130 - $220 Buy now

Travel Insure

Travel Insurance Plans Medical limit ranges Estimate Plan Cost
Visit USAFixed benefit $50,000 - $250,000 $50 - $190 Buy now

Health insurance for tourist visa in USA

International travel health insurance

Highlights of international travel insurance coverage benefits

Indians traveling to the Golden State - California

  • Visa Requirements: Indians need a visa to enter the United States, including California. The type of visa required depends on the purpose of the visit, such as tourism, business, or study. The most common visa for tourism is the B-2 visa, while it is the F1 visa for students, and the H1B for work.
  • Documentation: Indian travelers should ensure they have a valid passport, the appropriate U.S. visa, and any other required documents. It's advisable to check with the U.S. embassy or consulate in India for the most up-to-date information.
  • Flights: Many international flights connect major Indian cities to airports in California, such as Los Angeles International Airport (LAX) and John Wayne Airport (SNA).
  • Weather and Culture: California has diverse climates, so it's essential to check the weather for your specific destination. The state is known for its diverse cultures, and each city may offer different experiences.

Advantage of US visitors insurance over Indian travel insurance

  1. Lower medical costs due to PPO network with US hospitals.
  2. Local customer support for claims and during hospitalization.
  3. Direct billing easier and widely accepted by US healthcare facilities.
  4. More comprehensive visitors insurance options for all age groups.
  5. Pre-existing condition travel insurance for Indian parents visiting usa available.

Advantages of Buying overseas travel Insurance in the US rather than in India. Purchasing US travel insurance provides coverage that is tailored to the US healthcare system. Local US knowledge and network ties are very beneficial in navigating the California healthcare system. US travel insurance are priced in US dollars, and all your expenses, including medical costs, will be in US dollars. This helps avoid currency conversion issues and potential fluctuations. US travel insurance companies usually have a network of healthcare providers and facilities within the US. This network will significantly reduce the medical bills and will also facilitate direct billing and provide easier access to medical services.

A US-based travel insurance provider has a better understanding of the local laws and regulations governing insurance in the US, potentially simplifying claims processes. US travel insurance plans also come with comprehensive global assistance services, offering 24/7 support, including emergency medical evacuation, travel assistance, and coordination of services. US travel insurance providers also offer specialized coverage options for specific needs of international travelers, such as coverage for pre-existing medical conditions or for extending one’s trip. For all these reasons, it is recommended to buy an US travel insurance when traveling from India to California.

California student health insurance for students from India

US health insurance for students from India to California

US student health insurance for Indian students studying in California is essential to ensure they have access to medical care and financial protection in case of illness or injury. Many universities in California offer health insurance plans specifically designed for international students. US Student insurance options on American Visitor Insurance offer comparable coverage to University insurance plans but are significantly cheaper. These California universities student health insurance provide coverage throughout US and are not limited to the proximity of any college. The medical insurance for students from India travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.

These California students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa. Some of the student medical insurance for OPT can be bought even if the student is not taking courses on campus. The student insurance for California from India are tailored to the needs of students and may offer benefits such as coverage for pre-existing conditions, mental health services, and medical evacuation. Compare different India to USA student health insurance plans to find one that meets the specific requirements and budget.

Top California Universities and Colleges among Indian students

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Factors determining travel insurance from India to California cost

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage

The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Steps to buy
Travel insurance for California from India

 1: Find International travel insurance California from India

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Travel insurance for California

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Compare and find the best visitors insurance USA

Find the best USA visitor insurance cover for your needs.

Visitors insurance with pre-existing conditions coverage for California

Many older travelers who are visiting California are likely to have pre-existing medical conditions. It is very important for senior citizens to buy visitor health insurance USA with best available coverage for pre-existing conditions. Health for California offers travel health insurance plans that cover emergency medical treatment, but pre-existing conditions are not covered. On American Visitor Insurance you can find the plans that cover acute onset of pre-existing conditions, but chronic or congenital disorders are excluded from such coverage. Travelers to California can compare plans using visitors travel insurance for pre-existing conditions comparison tool.

Cheap travel insurance from India to California – FAQ’s

01. Which is the best travel insurance India to California?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best travel insurance California.

Our travel insurance quote comparison tool helps travelers compare different cheapest travel insurance from India to California medicare insurance plans based on price and coverage's in an objective manner. If you want some more guidance, please contact us (877)-340-7910 or email and our licensed agents are here to help you with your choice!

02. Do I need travel insurance for California from India?

While there is no mandatory travel insurance requirement for California from India, it is very important to have the best travel insurance while visiting California. Healthcare in the US is very expensive and it is very risky to be uninsured in the country.

03. How much does cheapest travel insurance for California from India cost?

The travel insurance India to California cost can vary depending on several factors, including:

  • Coverage Limits: : The higher the coverage limits for medical expenses, trip cancellations, and other benefits, the higher the premium.
  • Travel Duration: The length of your trip influences the cost of travel insurance. Longer trips typically result in higher premiums.
  • Age of Insured: Younger individuals often pay lower premiums compared to older individuals due to lower perceived health risks.
  • Coverage Type: Comprehensive plans with a broader range of coverage options may cost more than basic plans.
  • Pre-Existing Conditions: Some plans may offer coverage for pre-existing conditions, which can affect the cost.
  • Deductibles and Copayments: Plans with lower deductibles and copayments may have higher premiums.
  • Provider and Plan Chosen: Different insurance providers and specific plans within those providers can have varying costs.

04. How can I buy best travel insurance from India to California?

You can compare and buy the best travel insurance from India to California on American Visitor Insurance after comparing available travel insurance plans for California depending up on the requirements and budget that works best for their needs.

05. Can I cancel my travel insurance for California and get a refund?

Yes, travel insurance for California can typically be canceled, and a refund may be granted if the policy is canceled within the review period, which is usually 10-15 days from the purchase date.

06. Why is India travel insurance to California so expensive?

California travel insurance cost depends on the following factors indicating why it is very expensive.

  1. US health care costs in California is significantly higher compared to others countries in the world. If a traveler requires medical attention in California, the cost of healthcare services, hospital stays, and medication is exorbitant. Given this, the travel insurance for California from India companies adjust their premiums to reflect the higher California healthcare costs.
  2. The United States also has a litigious culture, and the risk of healthcare related lawsuits is higher. California visitors insurance providers need to account for potential legal expenses and settlements, leading to higher premiums in the travel insurance plans.
  3. The overall high standard of living in California contributes to increased costs for various services, including healthcare. Insurance providers factor in the higher living expenses when determining premiums.
  4. The US has been facing higher inflation in the past few years. This has also resulted in higher healthcare costs, and hence higher travel insurance premiums for visiting California.
  5. US travel insurance for California is a mature market, offering a range of travel health insurance options. The comprehensive travel insurance plans often includes coverage for emergency medical evacuations where extensive medical facilities may be required hence contributing to higher premiums. Comprehensive California visitor insurance offer high coverage limits for medical expenses and other benefits such as for acute onset of pre-existing ailments, and all this contribute to higher premiums.

Travel insurance for California, Visitor insurance for California

Travel insurance for USA resources
International travel insurance resources for California visa holders.

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Factors for Travel Insurance
Important factors while deciding on the best travel insurance to California.

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California travel insurance claims procedure
Travel insurance claims process for getting medical care in a hospital.

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Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

International health insurance for California

Annual travel insurance

Provides coverage for multiple trips within a specified period.

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Senior citizens travel insurance

Health insurance for senior citizens to California.

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Pre-existing travel insurance

Provides coverage for individuals with pre-existing medical conditions.

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Expatriate Health Insurance

Provides health insurance California for expats working abroad.

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NRI visitors visa insurance

US travel insurance for NRI's to California.

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Indian parents traveling to California

Provides health insurance for Indian parents to California.

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Popular outbound destination among Indian travelers

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers


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