Global Citizen International Insurance FAQ - Page 4

How are medical evacuation decisions made?
The evacuation benefit pays for a medical evacuation to the nearest Hospital, appropriate medical facility or back to the U.S. Transportation must be by the most direct and economical route. All evacuations require written certification by the attending physician that the evacuation is medically necessary.

Is birth control covered?
Use of birth control is not automatically excluded on the policy. HTH reviews the medical condition for which birth control is being used. If it is being used solely as a contraceptive, it is excluded. If it is being used to treat an approved condition, it will be covered. In this instance, the member will have to pay for the prescription up front and submit a claim to HTH, along with a letter from the prescribing doctor indicating the medical necessity of the contraceptive.

Can I add my partner to my Global Citizen policy? Will my partner have to be medically underwritten?
Yes, you can add a spouse or dependent to your policy. A dependent must prove evidence of insurability by submitting an underwriting application. They may be accepted, accepted with a rate up, or declined for coverage based on their medical history. Adding a partner or dependent should follow a life event, such a marriage or birth.

How can I add an adopted child to my Global Citizen policy?
An adopted child must be medically underwritten in order to be added to a policy.

What is the Global Citizens Association?
GCA is a not-for-profit association serving those who travel the world for business, study and leisure. GCA promotes health and safety around the world through online knowledge tools and email news alerts. GCA members also benefit from the Association's group purchasing programs for travel, insurance, entertainment and telecommunication services.
 
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