Insurance for both parents - Single or two separate policies ?
My parents who live in India are planning a trip to the US later this year. They are both in good health with no problems but I still want a medical policy that will cover them in case of an emergency or even if they have a cold or cough. Because they are older I am aware that a mild problem can become complicated if not treated immediately. I searched the internet and found this website: American visitor insuance
The website provided me with a really easy to use search engine that helped me find many different policies that fit both my requirements and my budget. Typically the plan cost (or premium) will depend on the traveler’s age, the maximum coverage requested, the deductible selected and the type of coverage (Fixed versus Comprehensive). There are many plans with various maximum coverage limits for medical expenses ranging from $25,000 to $1,000,000 and deductibles ranging from $0 to $2500. And the best part is you can buy these policies online with the help of a well qualified insurance agent. The agent was able to answer all the questions I had about co-insurance, deductibles, etc. I was very confused about what to buy because my parents arrive on the same date but leave separately. My mother intends to stay an additional month. The agent advised me to buy separate policies for my parents as it would be much simpler for me to track payments, claims, etc.