My husband is a J1 visa holder who lives and works in Texas. I live with our child in India but I will be travelling to Texas to spend 4 months there with him. My husband gets his medical insurance from the company he is working for. However the company would not cover me and my 8-year daughter. I was very concerned about this because I was travelling with a child and wanted to make that she and I were covered in case of illnesses and any other emergency. With the cost of healthcare in the USA I was afraid of what would happen if we did not get coverage.

I just wanted something basic with a policy maximum of $50,000 and a low deductible. I also needed a policy that would cover repatriation of remains in the amount of $7,500 and medical evacuation in the amount of $10,000. I searched the internet and found this website: American Visitor Insurance
The website provided me with a really easy to use search engine that helped me find many different policies that fit both my requirements and my budget. Some of the policies even cover my child for free if she and I are on the same policy!

Typically the plan cost (or premium) will depend on the traveler’s age, the maximum coverage requested, the deductible selected and the type of coverage (Fixed versus Comprehensive). There are many J visa insurance plans with various maximum coverage limits for medical expenses ranging from $25,000 to $1,000,000 and deductibles ranging from $0 to $2500. And the best part is you can buy these policies online with the help of a well qualified insurance agent.

This entry was posted on Monday, May 4th, 2009 at 7:16 am and is filed under j visa insurance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.