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Archive for May, 2009

Visitor Medical Insurance for Parents Visiting the US!

Friday, May 22nd, 2009

Are your parents or in-laws planning on visiting you and your family for some time this year? Don’t run the risk of ending up with a costly medical bill to deal with. Be sure you get visitor medical insurance for their stay. We offer many options for visitors to the US and Canada. To compare policies and rates available, use our tool to compare visitor medical insurance plans. Our policies are valid outside their home country, so you should purchase the visitor insurance from the day they leave to the date they return. If one parent may leave earlier than the other, be sure to purchase separate policies since you cannot cancel a person off of one policy (you’d have to buy a new policy). This will not cost you any extra and may give you more options if one parent is in a different decade than another (one is 59, the other 62).

Finally, if the return to their home country is not fixed, buy less insurance than you might need. It is cheaper to renew a policy than to cancel part of a policy. Cancellation may not even be an option if you have used it and are subject to fees higher than those charged to renew. Call one of our friendly associates for quotes and advice today at 1-877-340-7910! They can steer you through all the options so you find a choice that you are comfortable with.

New Grads - Ensure that you have good health Insurance

Friday, May 22nd, 2009

Congratulations on that degree! Job hunting is not easy, but hang in there and you’ll find that great job. In the meantime, don’t neglect your health insurance! Your parents’ insurance will no longer cover you and even if you find a job right away, many employers do not start covering their employees with health insurance for the first few months on the job (sometimes a long as 6 months!). At American Visitor Insurance, we have options for you that will be economical and tide you over until you get the job you are looking for! Have a recent graduate in your family? Consider giving the gift of health insurance! Call one of our friendly associates for quotes and advice today at 1-877-340-7910!

Job Hunters Search No Longer for insurance

Friday, May 22nd, 2009

Times are tough and many are losing jobs they thought to hold for a long time. After your COBRA benefits run out, don’t leave yourself and your family without health insurance coverage. Worried about the cost? We at US Visitor Insurance can find some plan that will suit your needs and budget! Call one of our friendly associates for quotes and advice today at 1-877-340-7910!

Insurance to satisfy Schengen visa requirements ( Spain, France, Germany, Italy … )

Friday, May 22nd, 2009

Spending some time in Europe and need travel medical insurance to satisfy the Schengen visa requirements? At American Visitor Insurance, we have a specific search engine set up to satisfy the medical insurance criteria for the Schengen visa. You can visit it at: Europe travel insurance comparison tool. Enter your age and the dates of your trip and you will be able to compare policies to find one that’s right for you. You can purchase from 5 days coverage to up to 12 months. For your convenience, you can opt for “online fulfilment” and have all your documents, including your visa letter, emailed to you as PDF files. That way, you can buy insurance today and still bring the necessary documentation to your visa meeting tomorrow!

Visitors insurance plans - Swine Flu (H1N1 Flu) coverage

Monday, May 18th, 2009

During the last couple of weeks, there have been several queries about coverage for Swine (H1N1) flu under the visitors insurance plan offered on American visitor insurance . The simple and direct answer to this question is that the Visitor medical insurance plans will cover Swine Flu as long as the insurance plan is effective before the sickness occurred.

Pre existing conditions insurance coverage for visitors to USA

Saturday, May 16th, 2009

When you have family for friends visit you in America, ensure that you purchase visitor medical insurance. Visiting America is fun, but visiting an American hospital without health insurance is not fun at all.

When purchasing visitor insurance, there are several options available with different insurers providing insurance. American Visitor Insurance has developed a visitor medical insurance comparison tool where you can compare plans based on price as well as benefit details. The premiums vary based on maximum coverage required, the deductible chosen, as well as the type of coverage (comprehensive versus fixed benefits. After choosing the plan you like, you can purchase it online and get coverage to start as early as the following day. You can purchase American insurance plans even after the start of their journey.

Most visitor health insurance policies however do not cover preventative care or pre-existing medical ailments. If pre-existing condition coverage is very important please use the pre-existing conditions visitor medical insurance comparison tool . The plans offered here do provide some coverage for pre-existing conditions. Do read the brochure of specific plans to understand details of the plans and their coverage for pre-existing conditions.

Visitors insurance to USA

Friday, May 15th, 2009

Do you have visitors coming to visit you in the US from out of the country? Whether they have green cards or tourist visas, intend to stay one week or one year, we have the perfect Visitor medical insurance to suit your needs. Just call and talk to one of our friendly customer service representatives at 1-877-340-7910. Don’t have time to talk? Send us a quick email and we’ll get back to you soon at info@americanvisitorinsurance.com

Individual requirements vary and choosing visitors insurance can be convenient if you compare visitors medical insurance plans before purchasing. Comparison enables you not only to buy the best plan but also helps you learn about those benefits that you are not aware.

Tourist medical insurance

Wednesday, May 13th, 2009

Are you planning to have your parents or relatives visit you from overseas this summer? Ensure that you take care of their health care costs for unplanned accident and sickness. Medical costs for foreign tourists is extremely high in the USA. Tourist Medical Insurance provides the right coverage for your overseas trip. You can compare several insurance plans and buy insurance plan online using a credit card at American visitor Insurance.

J visa insurance information (J1 and J2 visas)

Monday, May 4th, 2009

My husband is a J1 visa holder who lives and works in Texas. I live with our child in India but I will be travelling to Texas to spend 4 months there with him. My husband gets his medical insurance from the company he is working for. However the company would not cover me and my 8-year daughter. I was very concerned about this because I was travelling with a child and wanted to make that she and I were covered in case of illnesses and any other emergency. With the cost of healthcare in the USA I was afraid of what would happen if we did not get coverage.

I just wanted something basic with a policy maximum of $50,000 and a low deductible. I also needed a policy that would cover repatriation of remains in the amount of $7,500 and medical evacuation in the amount of $10,000. I searched the internet and found this website: American Visitor Insurance
The website provided me with a really easy to use search engine that helped me find many different policies that fit both my requirements and my budget. Some of the policies even cover my child for free if she and I are on the same policy!

Typically the plan cost (or premium) will depend on the traveler’s age, the maximum coverage requested, the deductible selected and the type of coverage (Fixed versus Comprehensive). There are many J visa insurance plans with various maximum coverage limits for medical expenses ranging from $25,000 to $1,000,000 and deductibles ranging from $0 to $2500. And the best part is you can buy these policies online with the help of a well qualified insurance agent.