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Student Visa Insurance, Insurance for student visa, F1 Visa insurance
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International Student Medical Insurance
For an international student, life in a new country can be quite an adjustment, but choosing the right medical coverage should be the easiest part. However it often is not, each University has its own list of requirements for the medical policies it will allow it’s students to take and that can be confusing. To help make your decision a little easier the American Visitor Insurance website has put together a list of plan features that you can compare in order to find the best plan suited for you. You can also compare the individual features of the various international student insurance plans by filling the online comparison form and clicking on the 'get quote' button provided.
All insurance plans offered on our website are underwritten by reputed insurers with an A.M. rating of A+. On purchasing the insurance, you will be provided with the international student medical insurance details that include a toll free number. To use the medical insurance, you should call the toll free number, and you will be guided on the process for direct billing, filing of claims, etc.
International Student Insurance - Summary of plans
Eligibility:
This plan is only open to Non-US citizens seeking coverage outside their home country. The insured person must be a full-time student. Dependents are not covered.
Coverage:
Global Student USA Preferred: The coverage is based on a per injury or sickness basis. The policy maximum for one year is $250,000. For the first $5,000 of coverage the plan pays 100% of reasonable expenses after the deductible, for the remainder $245,000 of coverage the plan pays 80% of reasonable expenses, the remaining 20% must be borne by the student.
Global Student USA: The coverage is based on a per injury or sickness basis. The policy maximum for one year is $250,000. For the first $10,000 of coverage the plan pays 80% of reasonable expenses after the deductible, for the remainder $240,000 of coverage the plan pays 100% of reasonable expenses.
Deductible:
$100 per injury or sickness. $50 per injury or sickness if initial treatment is received at a Recognized Student Health Center.
Pre-Existing Condition coverage: Pre-existing Conditions will be covered if the covered person has been on the plan for 1 year of continuous coverage.
Maternity coverage:
Reasonable expenses will be covered. Conception must take place during the plan period.
Dental coverage:
Repairs to a sound and natural tooth due to an injury will be covered up to $250 per tooth.
Treatment for Mental or nervous disorders or drug and alcohol abuse:
Inpatient treatment is covered for all reasonable expenses up to $5,000 maximum per lifetime. Outpatient treatment is covered for all reasonable expenses up to $500 maximum per lifetime.
Medical Evacuation: Lifetime benefit up to $100,000
Repatriation: Maximum benefit of $25,000
To review a brochure please click Global Student USA
To purchase the plan please click Global Student USA
To review a brochure please click Global Student USA Preferred
To purchase the plan please click Global Student USA Preferred
Eligibility:
This plan is open to -
- Full time students and their dependents who are Non-US citizens enrolled in a University in the USA.
- Full time students and their dependents who are US Citizen, enrolled in a US school but pursuing academic activities outside the USA.
Coverage:
The coverage is based on a per injury or sickness basis.
Deductible:
$0 per injury or sickness if initial treatment is received at a Recognized Student Health Center. $50 per injury or sickness if treatment is received within the Multiplan PPO. $150 per injury or sickness if treatment is received outside the Multiplan PPO.
Pre-Existing Condition coverage:
Pre-Existing Conditions shall be excluded from coverage for a period of 6 months following the effective date of coverage under this program. A Covered Person must be continuously insured.
Maternity coverage:
The plan covers the pregnancy of an insured student or enrolled spouse if the pregnancy begins during the coverage period. It does not cover the pregnancy of a dependent child.
Dental coverage: Repairs to a sound and natural tooth due to an injury will be covered up to $250 per tooth with a maximum of $1,000 per injury.
Treatment for Mental or nervous disorders or drug and alcohol abuse: When treated as either as an Inpatient or an Outpatient the plan will pay the lesser of the URC charges incurred for the first 30 days of hospital confinement per program year OR 90% of the UCR charges incurred up to a limit of $5,000 ($10,000 for foreign students in the USA).
Medical Evacuation: Maximum benefit of $30,000
Repatriation: Maximum benefit of $10,000
To review a brochure please click Study USA Insurance
To purchase the plan please click Study USA Insurance
Eligibility: This plan is open to all students who are pursuing academic activities outside of their home country and their dependent.
Coverage:
StudentSecure Select: Certificate period maximum of $300,000, $50,000 for the spouse and $50,000 for a child.
StudentSecure Budget: Certificate period maximum of $250,000, $50,000 for the spouse and $50,000 for a child.
Deductible: $50 per injury or sickness if initial treatment is received at a Recognized Student Health Center. $100 per injury or sickness if treatment is received outside a Recognized Student Health Center.
Pre-Existing Condition coverage: Pre-Existing Conditions shall be excluded from coverage for a period of 12 months following the effective date of coverage under this program. A Covered Person must be continuously insured.
Maternity coverage: The plan covers the URC charges for a pregnancy of an insured student or enrolled spouse if conception occurs after the effective date of the plan (subject to schedule of benefits). It does not cover the pregnancy of a dependent child.
Dental coverage: Repairs to a sound and natural tooth due to an injury will be covered up to $250 per tooth with a maximum of $500 per certificate period. $100 maximum per certificate period for alleviation of pain.
Treatment for Mental or nervous disorders or drug and alcohol abuse: When treated as an out-patient - $50 maximum per day, $500 maximum lifetime. When treated as an inpatient - URC charges up to $10,000 maximum lifetime.
Medical Evacuation: $300,000 Lifetime benefit.
Repatriation: Maximum benefit of $25,000.
To review a brochure please click Student Secure Select Insurance
To purchase the plan please click Student Secure Select Insurance
To review a brochure please click Student Secure Budget Insurance
To purchase the plan please click Student Secure Budget Insurance
Eligibility: This plan is open to all students who are pursuing academic activities outside of their home country and their dependent.
Coverage: $250,000 Medical maximum, $50,000 for spouse/child.
Deductible: $50 per injury or sickness if initial treatment is received at a Recognized Student Health Center. $100 per injury or sickness if treatment is received outside a Recognized Student Health Center.
Pre-Existing Condition coverage: Unexpected recurrence of Pre-Existing Conditions are covered for US Citizens only for up to $500.
Maternity coverage: Covered as any other illness. Conception must occur after the effective date of the plan.
Dental coverage: Repairs to a sound and natural tooth due to an injury will be covered up to $250 per tooth with a maximum of $500.
Treatment for Mental or nervous disorders: When treated as an out-patient - Payable at 80% up to $500. When treated as an inpatient - Payable at 50% up to $10,000 up to a maximum of 40 days.
Treatment for alcohol and drug abuse: Payable at 50% up to $1000.
Medical Evacuation: Maximum benefit $100,000
Repatriation: Maximum benefit of $25,000.
To review a brochure please click Liaison Student Insurance
To purchase the plan please click Liaison Student Insurance
Eligibility: This plan is open to all students who are pursuing academic activities outside of their home country and their dependent.
Coverage:
Basic Short-term Travel Plan - $10,000 PER illness or injury. Lifetime Maximum of $500,000.
Standard Short-term Travel Plan - $50,000/$250,000/$500,000 PER illness or injury. Lifetime Maximum of $500,000.
Deductible: $100 per injury or sickness.
Pre-Existing Condition coverage: For US Citizens only. Sudden recurrence of a pre-existing condition for up to $5,000 of eligible expenses.
Maternity coverage: Excluded from coverage.
Dental coverage:
Standard Short-Term Plan only - Coverage for injury due to accident of a sound and natural tooth up to $500. Treatment of sudden and unexpected pain to a sound and natural tooth up to $350.
Treatment for Mental or nervous disorders or drug and alcohol abuse: Excluded from coverage.
Medical Evacuation:
Basic ST Plan - $25,000 Lifetime Maximum
Standard ST Plan - $50,000 Lifetime Maximum
Repatriation:
Basic ST Plan - $7,500
Standard ST Plan - $25,000
To review a brochure please click Patriot Exchange Insurance
To purchase the plan please click Patriot Exchange Insurance
Eligibility: This plan is open to US Students abroad. This plan is open to dependents.
Coverage: Policy year maximum - $100,000, Maximum benefit per injury or sickness - $100,000
Deductible: $50 per injury or sickness.
Pre-Existing Condition coverage: Pre-Existing Conditions shall be excluded from coverage for a period of 12 months following the effective date of coverage under this program. A Covered Person must be continuously insured.
Maternity coverage: The plan covers the reasonable expenses up to the policy maximum. Conception must occur after the effective date of the plan.
Dental coverage:
Repairs to a sound and natural tooth due to an injury will be covered up to $250 per tooth.
Treatment for Mental or nervous disorders or drug and alcohol abuse: When treated as an out-patient - Reasonable expenses up to $500 maximum for lifetime. When treated as an inpatient - Reasonable expenses up to $2,500 maximum for lifetime.
Medical Evacuation: Maximum lifetime benefit of $50,000.
Repatriation: Maximum benefit of $15,000.
To review a brochure please US Students Abroad Insurance
To purchase the plan please click US Students Abroad Insurance
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Travel Medical Insurance
To American Visitor Insurance,
I just wanted to thank you for the Excellent Customer Service provided.
Mandar, United States
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I am always appreciating good business conduct and when I am coming back here for the longer time span. I will get back to your firm for insurance
Charlotte Muench, USA
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I am pleased to say that your company is very professional in Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need. And finally you give guidance on how to purchase the insurance Online. You just simplified the whole process.
Shrikant A, United States
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