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Exchange Student Medical Insurance, Medical insurance for exchange students (J visa)
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Exchange Student Insurance Plans
Exchange student insurance plans are specially designed to meet the health insurance requirements of J1 exchange visitors and J2 dependents in America. In case if the exchange student fails to carry the health insurance then the government regulations expect that the J1 sponsor should terminate the exchange student and inform the US department of state. Exchange student insurance covers the insured for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency evacuation and accidental death and dismemberment.
Exchange Student Insurance- US Department of State Requirements
The J1 exchange visitor visa health insurance policy must provide medical benefits of at least $50,000 for each accident or illness. If due to serious medical illness or accidental injury, the insured must be sent home on the advice of a doctor, the policy must cover up to $10,000 for the travel expenses due to the medical condition. If a J visa holder dies in the United States, then the policy must provide repatriation benefits of at least $7,500 to send the mortal remains to the home country of insured for cremation / burial.
Exchange Student Visitor Medical Insurance
Exchange visitor medical insurance policy usually have a waiting period before it covers pre-existing conditions (ie health problems you had before you bought the insurance), as long as the waiting period which is reasonable by current standards in the insurance field. If the insured elects to satisfy the insurance requirement through a policy issued in the insured's home country, the policy must be backed by the full faith and credit of the home country government. Otherwise, the company providing the insurance must meet minimum rating requirements established by Department of State (an A.M. Best rating of "A-" or better, an Insurance Solvency International, Ltd. (ISI) rating of "A-1" or better, a Standard & Poor's Claims-Paying Ability rating of "A-" or better, or a Weiss Research, Inc. rating of "B+" or better).
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Travel Medical Insurance
To American Visitor Insurance,
I just wanted to thank you for the Excellent Customer Service provided.
Mandar, United States
Compare Visitor Travel Insurance
I am always appreciating good business conduct and when I am coming back here for the longer time span. I will get back to your firm for insurance
Charlotte Muench, USA
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I am pleased to say that your company is very professional in Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need. And finally you give guidance on how to purchase the insurance Online. You just simplified the whole process.
Shrikant A, United States
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