European Tourist Travel medical Insurance, Medical insurance for European tourists

Compare Travel Insurance for European tourists

1.   Visitor's age       Spouse 2.   Select the number of dependant under 18 from the drop down(if required.)    0 1 2 3 4 5 6 3.   Coverage limit for medical expenses    $25,000 or less $26,000 to $50,000 $51,000 to $75,000 $76,000 to $100,000 $101,000 to $499,000 $500,000 to $999,000 $1,000,000 to $1,999,000 $2,000,000 to $7,999,000 $8,000,000 or more 4.   Deductible amount    US$ 0 US$ 50 to 100 US$ 101 to 250 US$ 500 US$ 1000 US$ 2500 5.   Choose the dates for insurance coverage   Start Date:   End Date: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31    months days 6.   Visitor/traveler's country of citizenship   Non-USA USA 7.   Country/countries where coverage is required   ALL nations including USA ALL nations excluding USA 8.   Mailing address & permanent address      Same

Travel Medical Insurance for European tourists

Europe Traveler Health Insurance Plans

1. The age of the traveler: The older the traveler, the more expensive the monthly plan cost
2. The Maximum Medical Coverage selected: The options range from $25,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
3. The selected Deductible: A ‘deductible’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
4. The Co-insurance on the plan: ‘Co-insurance’ is the percentage on medical expenses borne by the customer AFTER the deductible is paid off. This is relevant to comprehensive plans and is typically the 80/20 or 90/10. However most travel plans do not charge a co-insurance to travelers in Europe.
5. The Insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will correspondingly vary for different underwriter.
6. Type of plan: There are two types of plans available:
   1. Fixed benefits – These plans have a list of medical benefits, over and above which the plan will not pay. While these plans tend to have lower premiums, the out of pocket costs (the cost borne by the customers that are over and above the fixed benefit) may be quite high.
   2. Comprehensive – These plans are more flexible than fixed plans and do not have fixed ceilings for various medical benefits. Because they provide more extensive coverage they also cost more.

Europe Traveler Health Insurance Benefits