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Chinese Traveler Health medical Insurance, Medical insurance for traveler from China
Chinese Traveler Health Insurance |
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Chinese Traveler Health InsuranceHealth insurance coverage for Chinese travelers popularly known as visitor medical insurance coming to the USA or Canada is strongly recommended for travelers from China given the very high costs of health care in the USA and Canada. A Chinese traveler can buy short-term medical insurance only for the duration of their travel and stay in the USA or Canada. This short-term medical insurance will cover them from any injury sustained in an accident as well as for any sickness. The coverage is extensive and includes medical care expenses such as doctors visits, hospital fees, diagnostic tests and medicines. At American Visitor Insurance, we work with the best US based insurers to offer medical insurance for overseas visitors. There is a wide range of options available depending on the travelers age, coverage requirements, etc and so you can select the best plan for your needs.
All vistors insurance from China plans offered on our website is underwritten by reputed insurers with A.M. rating of A+. On purchasing the insurance, you will be provided with the medical insurance details that include a toll free number. To use the medical insurance, you should call the toll free number, and you will be guided on the process for direct billing, filing of claims, and for any other assistance that you may need during your stay in the USA/Canada.
Chinese Traveler Health Insurance Plans
The monthly premium or cost of the Chinese Traveler insurance plan depends on the following variables:
- The age of the traveler : The older the traveler, the more expensive the monthly plan cost. Plans are even available for travelers more than 70 years old.
- The Maximum Medical Coverage selected: The medical coverage options range from $50,000 to $1,000,000. The higher the coverage amount, the higher will be the premium cost.
- The selected Deductible: A ‘deductible’ is the amount for the medical costs that the customer pays before the insurance plan provides any coverage. Most plans provide deductible options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The deductible and the premium rates are inversely proportional.
- The Co-insurance on the plan: ‘Co-insurance’ is the percentage on medical expenses borne by the customer AFTER the deductible is paid off.
- The Insurance underwriter: There are different underwriters such as AIG, Chartis, Lloyds, Nationwide, etc. The premium will correspondingly vary for different underwriters.
Chinese Traveler Health Insurance Benefits
Medical insurance for the Chinese traveler may be purchased online both quickly and with ease. The American Visitor Insurance website has developed an insurance comparison facility so that Chinese travelers may compare quotes from several different insurance providers. All that the customer has to do is provide the relevant information (age, travel dates, total amount of coverage desired) in a simple online form and then click on the 'get quote' button, and they will have instant access to a list of eligible plans along with the premiums, the medical coverage details, the PPO network and the name of the underwriter. The Chinese traveler may then buy the medical insurance plan that they find most appropriate by clicking on the corresponding 'BUY' button. To do so they must complete a simple online application and pay using a credit card. Up on completing the transaction, you will receive an email confirmation with all the insurance details including a virtual insurance ID card.
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Health Insurance for Visitors from China
Chinese visitors in America are increasing every year. They visit the US for varied reasons and while they are in America, one of the greatest concerns is to purchase a medical insurance policy to be on the safer side in case of an emergency. Domestic health insurance plans in the USA are not applicable for travellers who are visiting the country. Chinese travellers can shop online for visitor medical insurance plans designed private insurance companies of the US at American Visitor Insurance. More Details
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Travel Medical Insurance
To American Visitor Insurance,
I just wanted to thank you for the Excellent Customer Service provided.
Mandar, United States
Compare Visitor Travel Insurance
I am always appreciating good business conduct and when I am coming back here for the longer time span. I will get back to your firm for insurance
Charlotte Muench, USA
Compare Visitor Travel Insurance
I am pleased to say that your company is very professional in Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need. And finally you give guidance on how to purchase the insurance Online. You just simplified the whole process.
Shrikant A, United States
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| Why AmericanVisitorInsurance? |
- Resourceful compare engine
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