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J1 Visa Health Insurance
The J1 exchange visitor program is designed by the US immigration authorities to promote the interchange of people, ideas and skills in different areas such as in education, arts and sciences. The different groups who use this visa include research scholars, students, professors coming to teach or pursue research, or even international visitors participating in any people to people interaction programs. The J1 visa is issued to the exchange scholar or visitor, while the J2 visa is issued for dependants of the J1 visa holder.
One of the requirements for getting the J Visa is to have adequate insurance. J visa applicants can buy medical insurance for the duration of their stay in the USA to satisfy J Visa insurance requirements. At American Visitor Insurance, we work with different insurers who offer medical insurance for J visa holders. All the insurance plans offered here are underwritten by reputed insurers with A.M. rating of A+. On purchasing the insurance, you will receive the required medical insurance details. To use the medical insurance, you should call the toll free number on the policy.
Answer the questions below and click "Get quote" button to compare valid J visa health insurance quotes from different insurers.
J1 Visa Health Insurance Plans |
Medical insurance for J Visa factors:
The monthly premium or cost of the insurance plan depends on -
- The J1 exchange visitor visa health insurance policy must provide medical benefits of at least $50,000 for each accident or illness.
- If due to serious medical illness or accidental injury, the insured must be sent home on the advice of a doctor, the policy must cover up to $10,000 for the travel expenses due to the medical condition.
- If a J visa holder dies in the United States, then the policy must provide repatriation benefits of at least $7,500 to send the mortal remains to the home country of insured for cremation / burial.
- Exchange visitor medical insurance policy usually have a waiting period before it covers pre-existing conditions (ie health problems you had before you bought the insurance), as long as the waiting period which is reasonable by current standards in the insurance field.
- If the insured elects to satisfy the insurance requirement through a policy issued in the insured's home country, the policy must be backed by the full faith and credit of the home country government. Otherwise, the company providing the insurance must meet minimum rating requirements established by Department of State (an A.M. Best rating of "A-" or better, an Insurance Solvency International, Ltd. (ISI) rating of "A-1" or better, a Standard & Poor's Claims-Paying Ability rating of "A-" or better, or a Weiss Research, Inc. rating of "B+" or better).
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J1 Visa Health Insurance Benefits |
Medical insurance for the J Visa can be purchased online with a few clicks. American visitor insurance has developed an insurance comparison utility where you can get quotes from several providers. You have to provide the relevant information such as the J visa applicants age and the duration of stay in the US in the form above and click on the 'get quote' button. You will be shown a list of J visa eligible plans along with other relevant information such as the premium (cost), the medical coverage details, the underwriter, the provider network, renewability options, plan administrator, plan exclusions, any pre-existing condition coverage... J visa applicants can purchase the J visa medical insurance plan that by clicking on the 'BUY' button next to the chosen plan. Customers can complete the transaction by completing an online application and pay using a credit card. On completing the transaction, the customer will receive an email confirmation along with all insurance details. These J visa insurance plans are particularly useful to Russian, Korean, Indian and Chinese students and scholars who come to the USA on the J visa. The J visa insurance plans along with satisfying consulate requirements will also ensure that the exchange scholar or students can cope with the expensive health care system in America in the event of a medical emergency.
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