 |
Schedule of Benefits |
| Policy Maximum per injury/sickness |
$5,000,000 lifetime. |
| Deductible |
$250, $500, $1,000, $2,500 0r $5,000 per person per certificate period |
| Eligibility |
Non-Us Citizens: Must not be eligible for any domestic health insurance.
They must check with at least three insurers, for example Aetna, Cigna and Blue Cross Blue Shield.
Greencard Holders: Same as non-US citizens.
US Citizens: Must leave the country within 30 days of policy effective date and must spend at least 6 months of a year outside the USA.
|
| Coinsurance |
Claims Incurred in US or Canada : After the Deductible, Underwriters will pay 80% of the next $5,000 of Eligible Medical
Expenses per Member, per Certificate Period, then 100% to the Overall Maximum Limit.
The Coinsurance will be waived if expenses are incurred within the PPO and expenses
are submitted to Underwriters for review and payment directly to the provider.
Claims Incurred outside US or Canada : After the Deductible Underwriters will pay 100% of Eligible Medical Expenses per
Member per Certificate Period to the Overall Maximum Limit. |
| Pre-Existing Condition Coverage |
If your Pre-existing conditions have been fully disclosed on your application for this policy and are not excluded or restricted by any other provision of your certificate, your pre-existing condition are covered upto $5,000 per certificate period and $50,000 lifetime after you have been insured continuously for 24 months. Pre-existing conditions nmeed to be fully disclosed on your application. |
| Hospital Room |
$600 per day, maximum of 240 days per Hospitalization (including ICU days) |
| Intensive Care Unit |
$1,500 per day, maximum of 240 days per Hospitalization (including non-ICU days) |
| AM Rating : |
A (Excellent) |
| Underwriter |
Underwritten by Lloyds, London. |
| PPO Network |
Preferred provider network information for Atlas International Insurance. |
| Product Details |
Citizen Secure Economy Insurance plan details. |
| Reviews |
CitizenSecure Economy Insurance Reviews - highlights the unique benefits of CitizenSecure Economy Insurance. |
