Maximum Coverage:(in US$)
Deductible:(in US$)
All  Medical Max Coverage (in US$) and  All Deductible(in US$)
Months  Days
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Not Applicable
Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Policy Period

Cost For:  30 Days
Not Applicable
Covid19 cover:
No
Acute Onset of Pre-existing Condition
Per injury Illness

Cost For:  30 Days
Not Applicable
Covid19 cover:
No
Acute Onset of Pre-existing Condition
Per injury Illness

Cost For:  30 Days
Not Applicable
Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Incident

Cost For:  30 Days
Not Applicable
Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Injury Sickness

Cost For:  30 Days
100% of the Usual and Customary Charges
Covid19 cover:
Yes
Per Injury Sickness

Cost For:  30 Days
Minimum purchase of 30 days is required
100% of the Usual and Customary Charges
Covid19 cover:
Yes
Full Pre-existing condition - ranging from $15,000 to $200,000 based on age and maximum cover chosen
Per Injury Sickness


Cost For:  90 Days
Minimum purchase of 90 days is required
100% of the Usual and Customary Charges
Covid19 cover:
Yes
Full Pre-existing condition - ranging from $50,000 to $100,000 based on age and maximum cover chosen
Per Injury Sickness


Cost For:  90 Days
Minimum purchase of 90 days is required
Not Applicable
Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Injury Illness

Cost For:  30 Days
In Network: Plan pays 75% of eligible medical expenses
Out of Network: Plan pays 60% of eligible medical expenses

Covid19 cover:
Yes
Full Pre-existing condition - Up to 69 years of age, maximum $25,000 cover. For age 70 years and above, maximum $20,000 cover.
Per Injury Sickness

Cost For:  90 Days
Minimum Purchase of 90 days is required
Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit
Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Certificate Period

Cost For:  30 Days
WITHIN PPO NETWORK: Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
OUTSIDE THE PPO: Plan pays 100%. You may be responsible for any charges exceeding the payable amount.

Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Certificate Period

Cost For:  30 Days
IN PPO NETWORK:  Plan pays 100%
OUT OF PPO NETWORK:  Plan pays 80% of eligible expenses up to $5,000, then 100%

Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Policy Period

Cost For:  30 Days
In PPO Network: Plan pays 100%
Out of PPO Network: Plan pays 80% of the first $5,000, then 100% up to medical maximum

Covid19 cover:
No
Per Policy Period

Cost For:  30 Days
IN PPO NETWORK:  Plan pays 80% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK:  Plan pays 70% of the first $5,000, then 100% to the medical maximum.

Covid19 cover:
No
Acute Onset of Pre-existing Condition
Per Policy Period

Cost For:  30 Days
Out of Network - Plan pays 90% of the first $10,000, then plan pays 100% up to policy max per policy period, In-Network - Plan pays 100%
Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Certificate Period

Cost For:  30 Days
In-network: Within PPO plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.

Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Certificate Period

Cost For:  30 Days
In-network: Within PPO plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.

Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Certificate Period

Cost For:  30 Days
Plan pays 80% of the first $5000, then plan pays 100% up to policy max per policy period
Any hospital or doctor
Covid19 cover:
Yes
Yes after 24 months waiting
Per Policy Period

Cost For:  30 Days
Need to purchase minimum 15 days
Plan pays 80% of the first $5000, then plan pays 100% up to policy max per policy period;
Any hospital or doctor
Covid19 cover:
Yes
Yes after 18 months waiting
Per Policy Period

Cost For: 3 Months 0 Days
Need to purchase minimum for 3 months
In PPO Network: Plan pays 100%
Out of PPO Network: Plan pays 90% of the first $5,000, then 100% up to medical maximum

Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Policy Period

Cost For:  30 Days
after the deductible, 90% of the first $2,500 then 100% up to the policy maximum
Covid19 cover:
Yes
Unexpected Recurrence of a Pre-existingCondition
Per Policy Period

Cost For:  30 Days
after the deductible, 80% of the first $5,000 then 100% up to the policy maximum
Covid19 cover:
Not Available
Unexpected Recurrence of a Pre-existingCondition
Per Policy Period

Cost For:  30 Days
after the deductible, 100% up to the Policy Maximum
Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Policy Period

Cost For:  30 Days
In Network: Plan pays 80% of the preferred allowance
Out of Network: Plan pays 60% of Usual, Reasonable & Customary Charges

Covid19 cover:
Yes
Per Injury Sickness

Cost For:  30 Days
Minimum purchase of 30 days is required
In Network: Plan pays 90% of the preferred allowance
Out of Network: Plan pays 70% of Usual, Reasonable & Customary Charges

Covid19 cover:
Yes
Full Pre-existing condition - ranging from $20,000 to $25,000 based on age and maximum cover chosen
Per Injury Sickness


Cost For:  90 Days
Minimum purchase of 90 days is required
In Network: Plan pays 80% of the preferred allowance
Out of Network: Plan pays 60% of Usual, Reasonable & Customary Charges

Covid19 cover:
Yes
Full Pre-existing condition - ranging from $20,000 to $50,000 based on age and maximum cover chosen
Per Injury Sickness


Cost For:  90 Days
Minimum purchase of 90 days is required
IN PPO NETWORK:  Plan pays 90% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK:  Plan pays 80% of the first $5,000, then 100% to the medical maximum.

Covid19 cover:
Yes
Acute Onset of Pre-existing Condition
Per Coverage Period

Cost For:  30 Days
In Network: Plan pays 90% of the preferred allowance
Out of Network: Plan pays 70% of Usual, Reasonable & Customary Charges

Covid19 cover:
Yes
Per Injury Sickness

Cost For:  30 Days
Minimum Enrollment of 30 days is required
In Network: Plan pays 90% of the preferred allowance
Out of Network: Plan pays 70% of Usual, Reasonable & Customary Charges

Covid19 cover:
Yes
Full Pre-existing condition - ranging from $20,000 to $50,000 based on age and maximum cover chosen
Per Injury Sickness


Cost For:  90 Days
Minimum purchase of 90 days is required
  • *Pre-existing Condition: "A condition a person has been diagnosed with, is being treated for, or has with reasonable medical certainty before the start of the plan". So a person does not need to know they have the condition for it to be considered pre-existing (a diagnosis is not required).
  • **Acute onset of pre-existing conditions: means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
  • Comprehensive plans are usually most medical expenses (i.e. hospital room, surgery etc.) are covered up to the medical max. limit of the plan.
  • Fixed benefits plans are have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. Cheapest options in the market definitely more affordable.
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