Atlas America Insurance Reviews, Review of Atlas America Medical Insurance

• Maximum coverage from US$50,000 to US$1,000,000 for the life of the plan
• Over 70, the maximum coverage is $50,000 and for 80 years and older it is $10,000
• US$0, US$100, US$250, US$500, US$1000 or US$2500 deductible per certificate period

Atlas America Insurance - Plan Advantages

• Waives co-insurance for expenses incurred within the PPO network
• Emergency dental care up to $100/- without deductible
• First two children age 9 and under are free when two parents/guardians are insured under Atlas Travel. One child age 9 or under is free when one parent/guardian is insured under Atlas Travel
• This plan can be purchased by US citizens traveling outside of America and Non US citizens visiting the USA.
• To receive full benefits, pre-certification is required for hospitalization, surgery, emergency medical evacuations, emergency reunions, trip interruptions, repatriation of remains, CAT Scans, and MRIs.
• Plan provides comprehensive coverage and insured can choose from a wide range of hospitals and doctors.
• Provides coverage up to $15000 for expenses resulting from acute onset of Pre-existing conditions.
• Emergency medical Evacuation coverage of $25,000 is available to the customers below the age of 70 years.
• Provides coverage for treatment resulting from complications during the first 26 weeks of pregnency.
• Deductible has to paid only once during a certificate period.
• Policy can be cancelled and the full premium is refunded before the policy commences.
• Availibility of optional additional sports rider coverage of hazardous sports activities.

Atlas America Insurance - Plan Limitations

• Renewal only for a year following which a plan plan has to be purchased.
• For travelers aged more than 70 years, pre-existing conditions are not offered
• Maximum coverage reduces to $10,000 for travelers aged atleast 80 years.