Reside Blue Worldwide Plan Details |
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Policy Maximum
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Maximum medical coverage is $5,000,000 per insured person.
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Deductible
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$250; $500; $1,000; $2,500; $5,000
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Co-insurance
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Plan will pay 100% of the covered amount.
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Eligibility
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- For non-United States citizens immigrating to the US or visiting for business, pleasure or to study
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- Age: 14 days to 99 years
- Policy must become effective within 24 months of arrival in US.
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Pre-Existing Condition Definition |
- Pre-existing conditions are any Injury or Illness that meets the following criteria: 1) A condition that would have caused a person to seek medical advice, diagnosis, care or treatment prior to the Effective Date of coverage under this Certificate; 2) A condition for
which manifestation, medical advice, diagnosis, care or treatment (including medication) was recommended or received prior to the Effective Date of coverage under this Certificate; 3) Expenses for Pregnancy within twelve (12) months of the Effective Date of coverage under this Certificate.
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Pre-Existing Condition Coverage |
- If an existing condition is fully and accurately disclosed on the application, and the condition is not excluded or restricted by a rider, your pre-existing condition will be covered up to a lifetime maximum of $50,000 ($5,000 limit per year) after you have been continuously insured for 24 months.
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Coverage
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- Hospital room & board charges
- Hospital intensive care unit charges
- Physician (hospital & doctor office visits), surgeon, nursing services fee
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- Diagnostics: X-Rays, MRI, CAT scan, urinanalysis etc
- Prescription Drugs
- Dental: Only injury to sound natural teeth covered
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Plan Life
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1 month to 5 years |
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Underwriter
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Reside blue is underwritten by Certain Underwriters at Lloyd's of London
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Comparative Advantages of Reside Blue Worldwide Insurance
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- It is a comprehensive coverage plan.
- Covers for preventative benefits.
- Rider benefits for dental, sports, hospital daily indemnity and AD&D.
- Covers for maternity after a waiting period of 364 days.
- No coinsurance outside the US. Plan pays 100% of eligible expenses
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Some Limitations
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- Co-insurance is applicable within the US for the first $5000 eligible expenses after the deductible.
- Including renewals policy is available for a max of 364 days.
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