Patriot Group Travel Medical Insurance, IMG administered, Sirius International underwritten Patriot Insurance for Visiting USA
Plan Summary
Patriot Group Travel Medical Insurance is designed for organizations who have a group of 5 or more that will be traveling together, and are traveling to a destination that is not the country of citizenship of any of the traveling members.
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Policy Maximum
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Patriot Group Travel Medical Insurance plan offers benefit maximums of $50,000; $100,000; $500,000; $1,000,000; $2,000,000 ($2,000,000 is only available to U.S. citizens) for the life of the plan.
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Deductible
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US$0, $100, $250, $500, $1000 and $2500 are available.
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Eligibility
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- For those over age 65 and visiting the U.S., your initial period of coverage must begin within 30 days of arrival in the U.S.
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Pre-Existing Condition Coverage |
- U.S. citizens only Up to US$15,000 will be paid for the eligible expenses of a sudden and unexpected recurrence of a Pre-existing Condition while traveling outside of the U.S. In addition, up to US$25,000 will be paid for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurrence of a Pre-existing Condition.
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Pre-Existing Condition Definition |
- A pre-existing condition is defined as any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the three years prior to the effective date of the insurance, whether or not previously manifested or symptomatic, diagnosed, treated, or disclosed prior to the effective date, including any subsequent, chronic or recurring complications or consequences related thereto or arising therefrom.
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Coverage
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- Hospital Room and Board
- Hospital intensive care unit charges
- Physician visits, surgeon, Private duty nurse fee
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- Pre-admission tests
- Diagnostics: X-Rays
- Hospital emergency room
- Prescription Drugs
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Benefit Period
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6 months |
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Underwriter
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Underwritten by Sirius International Insurance Corporation (publ), Sirius International is a White Mountains Insurance Re company.
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Buy - Online
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Apply & purchase online Patriot Group Travel Medical Insurance
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Brochure
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Complete, mail/fax the Patriot Group Travel Medical Insurance Brochure along with payment
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