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Policy Maximum
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Policy maximums of US$5,000,000 lifetime.
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Deductible
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US$250, $500, $1000, $2500, or $5000 deductible per period of coverage.
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Co-insurance
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Claims Incurred outside US or Canada After the deductible, underwriter will pay 80% of the next $5,000 of eligible expenses per member per certificate period, then 100% to the overall maximum limit. The coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider |
Claims Incurred outside US or Canada:
After the deductible, underwriter will pay 100% of eligible expenses per member per certificate period to the Overall Maximum Limit.
Family Coinsurance:
After $3000 of coinsurance, underwriter will pay 100% of eligible expenses per member per certificate period to the Overall Maximum Limit. |
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Eligibility
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- Maritime Citizen is available to citizens of many countries around the world who are at least age 14 days and not over age
74 |
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Pre-Existing Condition Coverage |
- Same as any other Injury or Illness if disclosed on Application and not excluded or limited by Rider
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Coverage
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- Hospital Room and Board
- Hospital intensive care unit charges
- Physician visits, surgeon, Private duty nurse fee
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- Pre-admission tests
- Diagnostics: X-Rays
- Hospital emergency room
- Prescription Drugs
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Insurer
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Maritime Citizen is insured by Syndicate 4141 at Lloyd’s, London.
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