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J1 Visa health Insurance, J1 visa medical insurance for exchange scholars to USA
J-1 exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the US Department of State. Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
Answer the questions below and click "Get quote" button to compare valid J visa health insurance quotes from different insurers.
J1 Visa Medical Insurance - US Department of State Requirements
The J1 exchange visitor visa health insurance policy must provide medical benefits of at least $50,000 for each accident or illness.
If due to serious medical illness or accidental injury, the insured must be sent home on the advice of a doctor, the policy must cover upto $10,000 for the travel expenses due to the medical condition.
If a J visa holder dies in the United States, then the policy must provide repatriation benefits of at least $7,500 to send the mortal remains to the home country of insured for cremation / burial. Indian and Chinese students /scholars who are visiting the USA with J visa can purchase J visa insurance policy. J visa insurance plans will be useful for Chinese students to cope with the expensive health care system in America.
J1 Visa Insurance - Exchange Visitor Medical Insurance
Exchange visitor medical insurance policy usaually have a waiting period before it covers pre-existing conditions (ie health problems you had before you bought the insurance), as long as the waiting period which is reasonable by current standards in the insurance field.
If the insured elects to satisfy the insurance requirement through a policy issued in the insured's home country, the policy must be backed by the full faith and credit of the home country government. Otherwise, the company providing the insurance must meet minimum rating requirements established by Department of State (an A.M. Best rating of "A-" or better, an Insurance Solvency International, Ltd. (ISI) rating of "A-1" or better, a Standard & Poor's Claims-Paying Ability rating of "A-" or better, or a Weiss Research, Inc. rating of "B+" or better).
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J1 Visa Insurance – Customer Testimonials / Reviews
Hello American visitor insurance customer service,
I am pleased to say that your company is very professional in the field of Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need. And finally you give guidance on how to purchase the insurance Online. You just simplified the whole process. Thanks.
Shrikant A
U.S.A
Dear American Visitor Insurance customer service,
Thank you very much for all the help and explanation of the subtle things that we did not understand by mere reading of the benefits of the different insurance plans.
Best regards
Latha
Dear American Visitor Insurance customer service,
Thank you AmericanVisitorInsurance customer service for meticulously following through. I truly appreciate it.
Thanks again,
Meenakshi , USA
J1 Visa Insurance Blogs
J Visa Insurance
J Visa insurance for exchange scholars to the US is mandatory to satisfy visa requirements. You can buy short term medical insurance for the duration of your stay in the USA / Canada to satisfy J Visa exchange scholar insurance. This short term medical insurance will cover you for accident and sickness which includes medical care expenses such as Doctors visits, Hospital fees and Medicines.
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