J1 Visa Insurance

J-1 exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the US Department of State. Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.

Answer the questions below and click "Get quote" button to compare valid J visa health insurance quotes from different insurers.

1.	J1 Visa holder's age		Spouse
2.	Select the number of depandant under 18 from the drop down(if coverage is required.) Enter their age in provided text box.
3.	Choose the coverage limit for medical expenses Maximum eligible medical expenses that the plan will cover.
4.	Choose the deductible amount The initial amount that customer pays before the insurance pays for medical expense.
5.	Choose the dates for coverage	Departure Date: Return Date:	months days
6.	Mailing address & permanent address Address to mail the insurance ID card and certificate. Applicant's fixed/permanent home where he/she intends to return	Same
7.	Are you registered for courses?

J1 Visa Medical Health Insurance - US Department of State Requirements

The J1 exchange visitor visa health insurance policy must provide medical benefits of at least $50,000 for each accident or illness.

If due to serious medical illness or accidental injury, the insured must be sent home on the advice of a doctor, the policy must cover upto $10,000 for the travel expenses due to the medical condition.

If a J visa holder dies in the United States, then the policy must provide repatriation benefits of at least $7,500 to send the mortal remains to the home country of insured for cremation / burial.

Exchange visitor medical insurance policy usaually have a waiting period before it covers pre-existing conditions (ie health problems you had before you bought the insurance), as long as the waiting period which is reasonable by current standards in the insurance field.

If the insured elects to satisfy the insurance requirement through a policy issued in the insured's home country, the policy must be backed by the full faith and credit of the home country government. Otherwise, the company providing the insurance must meet minimum rating requirements established by Department of State (an A.M. Best rating of "A-" or better, an Insurance Solvency International, Ltd. (ISI) rating of "A-1" or better, a Standard & Poor's Claims-Paying Ability rating of "A-" or better, or a Weiss Research, Inc. rating of "B+" or better).