Inbound Guest Plan Details |
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Policy Maximum |
Maximum medical coverage is $45,000, $65,000, $85,000 . For 70+ age group coverage is $40,000 and $60,000. |
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Deductible |
$0, $50 or $100, or a $200 deductible for age 70 and over.
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Eligibility |
- Inbound Guest is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to
immigrate |
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Coverage |
- Hospital room & board charges
- Hospital intensive care unit charges
- Physician (inpatient & outpatient), surgeon, nursing services fee
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- Diagnostics: X-Rays & lab services
- Prescription Drugs
- Dental: Only injury to sound natural teeth covered
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Coverage Period |
Total period of coverage for Inbound Guest cannot exceed 6 months (in order to reapply after the 6 months, you must first return to your home country). |
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Underwriter |
Inbound® Guest is underwritten by Certain Underwriters at Lloyd's, London
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Comparative Advantages of Inbound Guest Insurance
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- Very affordable plan
- Online renewal available
- Cancellation and refund of full premium before policy start date.
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Some Limitations
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- Fixed Benefit Plan, hence specific limits for different situations
- Maximum coverage and benefits offered by this plan may be inadequate.
- Provides insurance cover in US only, no coverage outside the US.
- Maximum duration of the policy including renewals cannot exceed 6 months.
- No PPO network, but with provision to visit any doctor or hospital.
- $200 deductible Per Injury / Sickness for 70+ travelers.
- Pre-existing conditions are not covered.
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