IC+ International Life Term Products Description:
Basic Plan (Basic): Policy Limit Paid at Death
Terminal Illness (TI): ½ of Policy Limit Paid when Diagnosed with Terminal Illness and 12 Months or Less to Live
Double Indemnity (AD): 2x Policy Limit Paid when Death is Result of Covered Accidental Injury
Features of All Plans
- Term Life Insurance - Up to 10 Year Term
- No Cash Value
- No Surrender Value
- No Conversion Option
Underwriting Requirements
- Complete an IC+ International Term Life Insurance Application, may be completed on-line
- If the total amount of Life Insurance applied for (all companies) is greater than $350,000, a Financial Questionnaire is Required. There are two Financial Questionnaires; one is required when the purpose of purchasing the insurance is Personal Protection, Inheritance Tax or in connection with a Private Residential Loan; the other is required when the purpose of purchasing the insurance is Keyman, or in connection with a Commercial Loan. Financial Questionnaires will be provided upon receipt of your application.
- A Medical Questionnaire, completed within 30 days of Application, by a licensed Physician, is required at the following amounts of insurance: ( A Medical Questionnaire will be provided upon receipt of your application)
Age Amount
| Age |
Amount |
| Under 35 |
$225,000 |
| 36 to 45 |
$187,500 |
| 46 to 50 |
$150,000 |
| 51 to 55 |
$112,500 |
| 56 to 60 |
75,000 |
| 61 to 65 |
$ 37,500 |
| 66+ |
Any amount |
Note: These guidelines apply to "clean" Applications only. If there are disclosures, individual consideration will be given, and a Medical Questionnaire may be required.
This product is available only to individuals residing outside the US at time of Application. Premium surcharges will be made for individuals residing in "hot" areas of the world.
Distributed and Administered by MultiNational Underwriters, Inc.
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Call : 877-340-7910
