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Policy Maximum
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Diplomat Long Term Insurance plan offers benefit maximums of US$500,000, US$1,000,000 for the life of the plan. Persons age 70-79 are limited to a $100,000 maximum and Persons age 80+ are limited to a $50,000 maximum. |
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Deductible
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$100, $250, $500, $1,000, $2,500 per person per policy period.
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Co-insurance
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After you pay your selected deductible this plan will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum. Any Covered Expenses incurred in the USA and Canada are paid at 80% of the first $5000 then 100% to the policy maximum. Eligible expenses are based on Regular & Customary charges.
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Eligibility
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- Diplomat LT provides Accident and Sickness medical coverage, Accidental Death and Dismemberment benefits and Travel Assistance to individuals while traveling outside their Home Country for a minimum of 3 months.
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- Coverage is available for you, your spouse and unmarried dependent children, ages 14 days up to 18 years. This coverage is only available to persons traveling outside their Home Country.
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Pre-Existing Condition Definition |
- A Pre-existing Condition means any Injury or Illness which was contracted or which manifested itself, or for which treatment or medication was prescribed 18 months prior to the effective date of this insurance.
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Coverage
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- Hospital Room and Board
- Hospital intensive care unit charges
- Physician visits, surgeon, Private duty nurse fee
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- Pre-admission tests
- Diagnostics: X-Rays
- Hospital emergency room
- Prescription Drugs
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Plan Life
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The minimum initial period of coverage that can be purchased is 3 months, the maximum is 12 months. Additional coverage may be available for up to 12 months at a time, to a maximum of 36 consecutive months. |
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Underwriter
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Underwritten by Insurance Company of State of Pennsylvania, member of American International Group (AIG) of companies.
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Brochure
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Complete, mail/fax the Diplomat Long Term Insurance Brochure along with payment
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Diplomat Long Term Reviews
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Diplomat Long Term Insurance Reviews - highlights the unique benefits of Diplomat Long Term Insurance
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Buy - Online
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Apply & purchase online Diplomat Long Term Insurance
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